Credit Review Analyst II - Auto Finance Fraud

GM Financial•Fort Worth, TX

77d

About The Position

The Credit Review Analyst II - Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company's credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation.

Requirements

Bachelor's degree required
3-5 years of experience in auto lending, finance, or banking
Proficiency in Microsoft Office, especially Excel (data mining and filtering)
Ability to plan, execute, and improve work processes to meet business objectives

Nice To Haves

Strong analytical and strategic thinking skills
Excellent research and problem-solving abilities
Detail-oriented with strong time management and organizational skills
Ability to explain complex issues clearly and accurately
Strong written and verbal communication skills
Ability to work independently and handle confidential information discreetly
Proactive in achieving goals that positively impact business results
Comfortable making recommendations and decisions

Responsibilities

Review Excel-based red flag reporting to identify accounts requiring fraud investigation
Investigate loan originations for fraud or misrepresentation by reviewing loan documentation and systems used to underwrite, fund, and collect accounts
Identify underwriting and funding weaknesses, address areas of non-compliance, and recommend changes when necessary
Assist in the development and support of models, analysis, and reporting related to the soundness of credit activities
Perform quality monitoring by analyzing, summarizing, and monitoring compliance with credit policies and procedures
Consult with management and make recommendations on policy exceptions and control weaknesses
Create reports for management with actionable recommendations for improving operations, efficiencies, and internal controls
Research and develop strategies to stay current with industry fraud trends and resources
Assist in training team members and other departments to help identify fraud accounts
Perform other duties as assigned
Conform with all company policies and procedures
Support team consistency in quality, accuracy, and compliance with departmental standards