Credit Process Review Analyst - CIB

Bank OZK•Houston, TX

About The Position

Reviews specific data points supporting Corporate and Institutional Banking (CIB) Credit Underwriting to analyze and assure a quality risk rating is obtained. Supports the rating review process for all CIB lending verticals. Reviews will include newly generated loans, modifications, and annual reviews.

Requirements

Knowledge of general financial principles.
Ability and desire to learn bank regulations related to the Office of Foreign Asset Control, the Bank Secrecy Act, the Anti-Money Laundering Act, and the USA PATRIOT Act.
Ability to work without close
Ability to communicate effectively both verbally and in writing.
Ability to manage multiple tasks with exacting deadlines in a fast-paced environment.
Ability to demonstrate excellent and effective customer service skills.
Ability to maintain confidentiality.
Ability to demonstrate effective organization, critical thinking, analytical, and problem-solving skills.
Ability to work effectively and demonstrate flexibility in a continually changing environment.
Ability to demonstrate attention to detail.
Skill in using computer and Microsoft Office, including Outlook, Word, Excel and PowerPoint.
Bachelor’s degree in Business Management, Accounting, Finance, Economics, or job related field, or commensurate work experience, required.

Nice To Haves

Prior work experience (to include internships) within banking, finance, and/or accounting, preferred.

Responsibilities

Reviews defined data points and ensures accuracy on both “As Approved” and “As Closed” risk ratings assigned daily.
Reviews financial statements, underwriter workbooks, credit memos, appraisals, and any other information used to make a credit decision as it relates to ensuring the integrity of CIB’s underwriting guidelines and principles.
Communicates effectively with individual underwriters on the status/needed updates of pending risk rating reviews.
Manages assigned risk rating reviews, ensuring they are handled efficiently and processed in a timely manner, consistent with the Bank’s standards.
Communicates with underwriters and management regarding issues or challenges concerning risk rating reviews, when merited.
Responsible for data quality during the loan review and determining the “As Approved” and “As Closed” credit risk ratings.
Regularly exercises discretion and judgment in the performance of essential job functions.
Follows Bank policy, procedures and guidelines.