CREDit Graduate Program Analyst - Structured Finance

S&P Global•New York, NY

2d•$75,000 - $90,000•Onsite

About The Position

About the Role: Grade Level (for internal use): 09 The Role: CREDit Graduate Program Analyst – Structured Finance Grade (for internal applicants only): 9 Program Overview: When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria. Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2026. CREDit Program Analysts are hired for a specific practice; however, you are expected to transition between practices as dictated by business demands. In your first year CREDit analysts focus on acquiring skills and knowledge from your home practice. In your second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA. The Practice: S&P’s Structured Finance (SF) division analyzes credit risk of debt instruments backed by an isolated pool of assets. The division is split into four main sectors, based off of the type of assets which back their respective debt-issuances: Asset-Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, and Collateralized Loan Obligations. SF credit analysis is unique in that it is not focused upon the credit risk of a company with ongoing operations; instead, SF analysts generally rate to the cash flow and credit risk characteristics of the asset pool backing a set of securities, as well as the legal/structural risks relating to the structures which companies use to isolate these assets.

Requirements

Completion of a minimum undergraduate degree by August 2026, with a strong academic record.
All majors welcome, including Accounting, Business Administration, Engineering, Economics, Finance, Math, Public Policy, Quantitative Analysis, Data and Statistics.
Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
Intellectual curiosity, with a keen interest in learning and applying new knowledge in credit analysis.
Ability to conduct independent analysis and research, showing initiative and resourcefulness.
Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
Strong storytelling skills, able to take complex data insights and turn them into engaging narratives that resonate with and inform our stakeholders
Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
Utilize AI technologies to analyze large datasets and derive actionable insights, integrating them into existing analytical frameworks.

Nice To Haves

Background in engineering or related technical fields
Experience with programming languages such as Python, C++, R, VBA, and/or MATLAB, showcasing technical proficiency.
Familiarity with AI technologies or tools, including Machine Learning Algorithms, Natural Language Processing Tools, and/or Robotic Process Automation, reflecting a forward-thinking approach.

Responsibilities

Conduct credit and recovery analysis for various services provided to corporate, institutional, and governmental clients, ensuring accuracy and attention to detail.
Evaluate the creditworthiness of organizations, focusing on their ability to meet financial obligations for traditional credit-based products and structured banking transactions.
Provide timely and precise quarterly financial statistical and data analysis, demonstrating strong organizational skills.
Assist in reporting, research, and presentation development, leveraging analytical skills to support research and analysis.
Collaborate with the team on execution improvements and ad-hoc writing projects, fostering a collaborative and inclusive work environment.

Benefits

Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

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