Credit Clerk - Lake Worth, FL
About The Position
Position Summary The Credit Analyst operates in a business-to-business environment and is responsible for managing the full credit granting and analysis process. This role evaluates customer creditworthiness, assesses financial risk, and establishes appropriate credit terms to protect the company's financial interests while supporting business growth. Essential Duties & Responsibilities Manage the entire credit granting and analysis process Analyze credit data and financial statements for both prospective and existing customers to assess risk Recommend approval or denial of credit based on thorough research and evaluation Establish and adjust credit limits and terms for new and existing customers Identify delinquent accounts and develop action plans to ensure timely repayment Resolve customer complaints, discrepancies, and processing errors Perform additional duties within the Credit Department as assigned Qualifications To perform this job successfully, the individual must be able to execute each essential duty effectively. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Requirements
- Strong understanding of credit risk factors
- Excellent organizational and planning skills
- Strong presentation, communication, and interpersonal abilities
- Proficiency in computer applications and internet research
- High attention to detail and accuracy
- Resourceful, self-motivated, and proactive
- Ability to exercise sound judgment and adapt to changing situations
- Strong prioritization and delegation skills
- Ability to build and maintain effective working relationships
- Strong analytical and problem-solving abilities
- Bachelor's degree preferred Or 5+ years of business experience as a Credit Analyst
Responsibilities
- Manage the entire credit granting and analysis process
- Analyze credit data and financial statements for both prospective and existing customers to assess risk
- Recommend approval or denial of credit based on thorough research and evaluation
- Establish and adjust credit limits and terms for new and existing customers
- Identify delinquent accounts and develop action plans to ensure timely repayment
- Resolve customer complaints, discrepancies, and processing errors
- Perform additional duties within the Credit Department as assigned
Benefits
- Affordable, high-quality Health, Dental, and Vision Insurance
- Flexible Spending Accounts
- Company-paid Life Insurance, LTD, and AD&D
- Optional STD, Accident, and Critical Illness coverage
- 401(k) with company match (participants must be at least 18 years old)
- Competitive wages
- 7 paid holidays and 13 PTO days
- Monthly commission
- Tuition reimbursement
- Free and confidential Employee Assistance Program
- $1,000 referral bonus program
- Paid volunteer time off
- Career advancement opportunities - we promote from within
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
