Credit Bureau Reporting

TATA Consulting Services • Irvine, CA

83d • $110,000 - $130,000

About The Position

Credit Bureau Reporting

Requirements

• 2-5 years of experience in credit bureau reporting or financial data analysis.
• Strong proficiency in PL/SQL and relational database management (Oracle preferred).
• Solid understanding of accounting principles and reconciliation processes.
• Familiarity with Metro 2 format and credit reporting regulations (FCRA).
• Excellent analytical, problem-solving, and communication skills.

Nice To Haves

• Experience in banking or financial services industry.
• Knowledge of ETL tools and data warehousing concepts.
• Exposure to regulatory audits and compliance reporting.

Responsibilities

• Prepare, validate, and submit monthly credit bureau files in compliance with FCRA and Metro 2 standards.
• Monitor and resolve discrepancies in credit reporting data.
• Collaborate with compliance teams to ensure adherence to regulatory guidelines.
• Develop and maintain PL/SQL scripts for data extraction, transformation, and validation.
• Perform root cause analysis on data anomalies and implement corrective actions.
• Optimize database queries for performance and accuracy.
• Reconcile credit reporting data with general ledger and accounting records.
• Ensure accurate financial representation of credit accounts.
• Assist in month-end and year-end closing processes related to credit reporting.
• Identify gaps in reporting processes and recommend automation or enhancements.
• Document procedures and maintain compliance audit trails.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Professional, Scientific, and Technical Services
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees