Credit and Compliance Analyst

Smith & Associates•Houston, TX

About The Position

Founded in 1984, Smith sources, manages, and distributes the electronic components that go into everything from mobile phones and computers to appliances and automobiles. Smith is the leading independent distributor of electronic components and ranks number six among all global distributors. In more than 20 cities around the world, our legion of employees communicates in 50 different languages and dialects and buys and sells components 24 hours per day, with global sales in excess of $12.9 billion over the last five years. We’re always moving; helping manufacturers navigate market shifts, customizing supply chain solutions, testing components using cutting-edge technology, and more. Apply to see how you can build your career with Smith!

Requirements

Bachelor’s Degree in Finance, Accounting or related field
1+ years’ experience as a Credit Analyst
Strong knowledge of Microsoft Office suite
KYC skills (Know Your Customer) – being able to research and evaluate data and information to determine compliance to all company and legal requirements, applying the KYC information to make informed decisions and solve problems
Strong mathematical and analytical skills
Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
Good interpersonal and communication skills
Proven ability to calculate, post and manage accounting figures and financial records
Excellent proficiency skills in all MS Office programs
Immediately available preferred
Reading of Cantonese and/or Mandarin preferred
Diploma or above in Accounting or Finance discipline or equivalent experience in Accounts Receivable and/or Credit Review
MS Office and Accounting Systems
Full-Time/Regular
FSLA Exempt
Smith is an equal opportunity employer
#LI-AK1
#LI-TT1
We are an Equal Opportunity/Affirmative Action Employer.

Nice To Haves

Immediately available preferred
Reading of Cantonese and/or Mandarin preferred

Responsibilities

Enter, update and retrieve information for customer applications received
Determine credit worthiness of applicants by assessing creditworthiness of existing or prospective customers
Designate degree of risk involved in extending credit by examining financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
Ensure all approved applications comply with company and legal criteria and requirements
Respond to all credit risk inquiries from customers and the various sales teams
Review and deal with all sales team requests presented for the assessment of new and existing credit limits
Perform ah-hoc tasks and assignments that might be handed to you
Create new and update existing customer accounts
Support daily Credit review and Order release functionalities
Communicate with other departments, as well as management to alert them to any problems and/or high-risk situations
Adhere to credit policy and guidelines