Credit Analyst

Cornerstone Bank•Bismarck, ND

15d

About The Position

This position is responsible for analyzing credit information to determine the risk involved in lending money to current and potential borrowers. Incumbents also determine the advisability of granting credit for diversified types of loans, assist bankers in writing loan requests, and promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Requirements

Knowledge of government and/or other lending programs available to the Bank
High level of expertise with computers and software programs to analyze data
Ability to read and comprehend financial statements and tax returns
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
Bachelor's degree in Finance or a related field and 1 year of related experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job.

Responsibilities

Analyzing credit information to determine the risk involved in lending money to current and potential borrowers.
Determine the advisability of granting credit for diversified types of loans
Assist bankers in writing loan requests
Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.