Credit Analyst

Ascent Developer SolutionsLos Angeles, CA
4h$80,000 - $115,000Onsite

About The Position

The Credit Analyst is key to our credit team’s evaluation of financial risks and adherence to sound credit practices. You will perform well-informed credit assessments through detailed analysis and close review of both the Sponsor and Borrower’s current and past financial profile. This role will work in a fast-paced, detail-oriented environment to document consistent packages for further internal Underwriting review, including that of our company’s Credit Committee.

Requirements

  • Bachelor's degree in finance, business, economics, or a related field
  • 2+ years of relevant experience with credit analysis in a real estate or financial services business
  • Excellent analytical skills with the ability to interpret complex financial data
  • Strong written and verbal communication skills
  • Familiarity with industry-standard credit scoring models and underwriting processes
  • Proficiency in financial software and tools, including Excel or other spreadsheets

Responsibilities

  • Perform detailed credit analysis, evaluating the financial profiles of Sponsors and borrowing entities.
  • Consult with both internal and external sources regarding Sponsor/Borrower applications.
  • Provide consistent and accurate updates to both peers and your supervisor.
  • Monitor and analyze market trends, economic conditions, and industry-specific factors.
  • Recommend and implement best practices as part of OUR dedication to creating an industry-leading customer experience.
  • Work efficiently under minimum supervision.
  • Pay close attention to detail and consistency in analysis and findings presentation format.
  • Advise and/or review peer work product as a quality control.

Benefits

  • We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance. Our benefits include five health plans, two dental plans, health savings and flexible spending accounts, vision coverage, a 401(k) plan, and other optional benefits from which to choose.
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