Credit Analyst

Wintrust Financial Corporation•Northfield, IL

3d•$59,000 - $77,000

About The Position

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.” Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours Promote from within culture The Credit Analyst works alongside relationship managers, portfolio managers, and other internal stakeholders to develop a deep understanding of the operating performance and potential borrowing needs of prospective clients.

Requirements

Bachelor's degree with a business, finance, or accounting major
Up to 3 years' credit analysis or underwriting experience preferably within the business banking or commercial space
Excellent verbal and written communication skills
Strong analytical, organizational and time management skills
Employee is expected have a basic knowledge of commercial loan documentation, market and industry risks, and regulatory requirements

Responsibilities

Analysis of increasingly complex commercial credit requests including credit and financial information of business and individuals to determine the degree of risk associated with the extension of credit
Prepare and conduct Credit Approval Presentations (“CAPs”) including summarizing and reporting trends and presentation to Bank’s Credit Committees
Manage due diligence and loan documentation efforts including collateral analysis of current and prospective customers
Responsible for loan monitoring and testing requirements
Assist in the closing of loans and reviewing and maintaining credit files and compliance reviews