Credit Analyst

HOLT • Irving, TX

1d • Onsite

About The Position

Job Summary: The Credit Analyst is responsible for activities involving the extension of credit to both new and existing customers in alignment with the Company’s Credit Policy. This position will assist the Credit & Collections Supervisor in managing the Company’s risk associated with extending credit and ensure timely opening of customer accounts. The incumbent in this position is expected to model the following practices on a daily basis: 1) Demonstrate alignment with the company's mission and core business values; 2) Collaborate with key internal/external resources; 3) Participate in ongoing self-development. Essential Functions: Analyzes credit reporting data and financials for new and existing customers to determine credit worthiness Assigns appropriate credit limits and any requirements or restrictions required to minimize risk Periodically reviews customer credit limits, account status codes, and makes adjustments based on analysis of financials, payment history, and company policy Requests and process updated credit applications on existing accounts according to the Company’s credit policy Provides recommendations based on the assessment of new and existing customer’s credit worthiness Requires regular and punctual employee attendance Works safely at all times and adheres to all applicable safety policies; complies with all company policies, procedures, and standards Performs other duties as assigned

Requirements

• Knowledge of general accounting and billing procedures
• Intermediate MS Office skills (ex. Excel, PowerPoint, Word, etc.)
• Strong research, investigation skills and good judgement skills
• Ability to plan, prioritize and organize effectively
• Exceptional business acumen and attention to detail and accuracy
• Ability to successfully influence and persuade
• Ability to interact with tact and courtesy and maintain a professional manner
• Strong interpersonal communication skills, including both written and oral
• Ability to work independently and within a team in a fast-paced, high-volume environment with emphasis on accuracy and timeliness
• Ability to read, write, and understand information
• High school diploma or equivalent required
• Minimum one year of experience required

Nice To Haves

• Bachelor’s Degree in Finance, Accounting or Business preferred
• three or more years of experience preferred

Responsibilities

• Analyzes credit reporting data and financials for new and existing customers to determine credit worthiness
• Assigns appropriate credit limits and any requirements or restrictions required to minimize risk
• Periodically reviews customer credit limits, account status codes, and makes adjustments based on analysis of financials, payment history, and company policy
• Requests and process updated credit applications on existing accounts according to the Company’s credit policy
• Provides recommendations based on the assessment of new and existing customer’s credit worthiness
• Requires regular and punctual employee attendance
• Works safely at all times and adheres to all applicable safety policies; complies with all company policies, procedures, and standards
• Performs other duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED