Credit Analyst

American Bank Of Freedom • Wright City, MO

20d • $55,000 - $75,000

About The Position

Experienced Bank Credit Analyst: Full time employee with company benefits housed in one of our St. Louis Metro area branches or loan operations center. American Bank of Freedom is seeking an experienced credit analyst. This position conducts comprehensive financial analysis on businesses of various sizes and industries to obtain loan decisions per the Bank’s credit policy. The Credit Analyst works with lenders and clients to gather, analyze, and compile financial documentation. Composes loan approval documents to be submitted to the Bank’s credit committees. Assists loan officers with portfolio management including requesting current financial information from clients, monitoring loan covenants, borrowing base reports and preparing loan reviews. Also assists in collection efforts and monitoring weekly loan delinquency reports. Develops a working knowledge of loan policies and operating systems.

Requirements

• Strong organizational skills and the ability to multi-task in a fast-paced environment.
• Ability to prioritize workflow and work independently.
• Proficiency in Microsoft Office suite required.
• Strong oral and written communication skills and the ability to write in a concise and effective manner.
• Ability to comprehend and analyze financial statements, tax returns and other financial documents.
• Perform work under frequent time constraints while maintaining accuracy.
• Associates or Bachelor’s degree in finance, accounting, business or related field.
• Minimum of five year’s experience in a similar setting or financial institution.

Responsibilities

• Conducts comprehensive financial analysis on businesses of various sizes and industries to obtain loan decisions per the Bank’s credit policy.
• Works with lenders and clients to gather, analyze, and compile financial documentation.
• Composes loan approval documents to be submitted to the Bank’s credit committees.
• Assists loan officers with portfolio management including requesting current financial information from clients, monitoring loan covenants, borrowing base reports and preparing loan reviews.
• Assists in collection efforts and monitoring weekly loan delinquency reports.
• Develops a working knowledge of loan policies and operating systems.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level