Credit Analyst/ Underwriter - Consumer Loans

Ironhorse Funding LLC•Middleton, MA

2d•$65,000 - $75,000•Onsite

About The Position

Join Ironhorse Funding LLC in Beverly, MA as a Full-Time Credit Analyst/Underwriter for Consumer Loans and dive into the dynamic world of finance where your expertise will make a significant impact. Here, you will work onsite with a team that shares your passion for excellence, ensuring you thrive in an energetic, high-performance environment. You'll enjoy the opportunity to collaborate with the best team ever, focusing on helping clients achieve their financial goals. The position offers competitive compensation, with a base salary ranging from $65,000 to $75,000 as well as participation in our success sharing plan. As a team member you'll be able to enjoy benefits such as Medical, Vision, Life Insurance, Health Savings Account, Flexible Spending Account, Volunteer Day, Paid Time Off, 20 days PTO, 9 paid holidays, and 401k plan- immediately vested with generous employer match! Be a part of a culture that values adaptability, accountability, and integrity, enhancing your professional journey while having fun along the way. Best.Team.Ever. Ironhorse Funding is a leading provider of innovative, technology-driven, full spectrum finance solutions to consumers and dealers in the motorcycle, powersports, RV, and marine markets. We provide customers across the entire credit spectrum access to financing and refinancing programs with competitive rates and flexible terms through our direct-to-consumer and dealer programs. We want every customer to have access to financing for their dream ride. We have an immediate need for a Credit Analyst/ Underwriter to join our team located in Beverly, MA. You will support the originations needs for the organization's Motorcycle, Powersports, RV, and Marine assets. This role is ONSITE Monday to Friday 8am-5pm or 830am -530pm. Some weekend hours may be required. As a new Credit Analyst/Underwriter for Consumer Loans at Ironhorse Funding LLC, you'll step into a role that demands attention to detail and a client-focused mindset. Each day, you will evaluate credit applications, analyze financial data, and assess risk to make informed lending decisions. You'll collaborate closely with the sales team to ensure a seamless loan process, maintaining open communication and teamwork to address any client concerns. Your responsibilities will include gathering necessary documentation, conducting thorough assessments of borrower creditworthiness, and preparing detailed reports. Adaptability will be key as you stay updated on industry regulations and internal policies. You'll also engage in problem-solving to resolve any issues that arise during the underwriting process. Expect to contribute to a positive team atmosphere while embodying our core values of respect and integrity in every interaction.

Requirements

Strong analytical abilities
Excellent communication skills
Attention to detail
strong problem-solving skills
Being adaptable
commitment to teamwork
respect for all colleagues

Nice To Haves

Subprime prime lending experience strongly preferred.

Responsibilities

evaluate credit applications
analyze financial data
assess risk to make informed lending decisions
collaborate closely with the sales team to ensure a seamless loan process
maintain open communication and teamwork to address any client concerns
gathering necessary documentation
conducting thorough assessments of borrower creditworthiness
preparing detailed reports
stay updated on industry regulations and internal policies
engage in problem-solving to resolve any issues that arise during the underwriting process
contribute to a positive team atmosphere while embodying our core values of respect and integrity in every interaction