Credit Analyst/Portfolio Manager ~ Boston, MA

Brookline Bancorp, Inc.•Boston, MA

39d

About The Position

Since 1871, Brookline Bank, a division of Beacon Bank & Trust, has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 28 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement.

Requirements

Bachelor's degree in relevant field
Minimum of (2) two years of commercial credit experience
Excellent written and oral communication skills
Extensive knowledge of PC applications, including Excel and Word.
Be familiar with and fulfill compliance requirements
Proven record of strong analytical and problem-solving skills.
Results-oriented team player that is skilled at achieving goals on time
Consistently demonstrate behaviors associated with Beacon Bank & Trust's Core Four values: adaptability, accountability, leadership, and teamwork.

Nice To Haves

Formal credit training is preferred

Responsibilities

Analyze and underwrite C&I and CRE credit requests with attention to the 5 C's of Credit: Character, Capacity, Capital, Collateral, & Condition.
Recommend appropriate risk ratings for commercial loan relationships
Underwrite new loans and loan renewals in compliance with the Bank's loan policies.
Spread tax returns and/or financial statements using Moody's or Baker Hill Financial Analyst
Have strong knowledge of business and personal tax returns
Assist with credit scored loan requests
Must meet or exceed department productivity standards for decision turnaround time
Perform company and industry research.
Present analysis in written proposals for approval.
Assist in compliance with regulatory issues such as Reg B, Fair Housing, CRA, Flood, etc.
Manage a portfolio of existing customers.
Produce portfolio status reports and use to facilitate portfolio management activities.
Timely management of existing portfolio of customers by tracking and preparing annual renewals
Identify potential problem loans, delinquent accounts and other loan deficiencies.
Communicate and interface daily with Relationship Managers, Branches and internal and external customers assisting them with questions regarding loans and retail products.