Credit Analyst Intern

Bank OZK•Houston, TX

About The Position

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers. The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits. Responsible for supporting lending efforts across the Corporate & Institutional Banking (“CIB”) group by learning about underwriting new and renewed loans, modifications, annual/quarterly reviews, financial spreads, risk ratings and like financial analysis.

Requirements

Knowledge of general financial and banking principles.
Ability to communicate effectively both verbally and in writing.
Ability to work effectively and professionally with staff and management at all levels of the organization.
Ability to prioritize work and manage time effectively in a fast-paced environment.
Ability to maintain confidentiality.
Ability to demonstrate attention to detail, accuracy, and thoroughness in work product.
Skill in using computer and Microsoft Office, including Word, Excel, and Outlook.
Enrollment in a Bachelor degree program concentrating in business, finance, accounting, or other job-related field, required.
Completion of a minimum of two (2) years of undergraduate studies, required.

Nice To Haves

Coursework in commercial banking, preferred.

Responsibilities

Provides financial analysis, analytical, and underwriting support to business lines within the CIB.
Ensures loan requests are underwritten consistently and in accordance with the Bank’s credit policies, procedures, and standards.
Manages assigned credit transactions, ensuring the loan requests are handled efficiently and processed in a timely manner, consistent with the Bank’s standards and Service Level Agreements.
Assists senior staff members with their responsibilities.
Maintains good punctuality and attendance to work.
Follows Bank policy, procedures, and guidelines.