Credit Analyst Intern
About The Position
As an intern you will gain valuable work experience in a professional environment. Our interns play an essential role in the departments they are part of, working on special projects, and networking with our teams. This position will provide an opportunity to work closely with our team of Credit Analysts, Commercial Lenders, and Loan Servicing team members. Credit Analysis- 100% Input financial statement data into company software and analyze to determine credit worthiness of client. Prepare cash flow worksheets to demonstrate borrower’s ability to repay loans. Gain exposure to the loan approval process by completing credit authorization worksheets. Input data, build tables, and borrowers’ relationships into presentation. Develop a working knowledge of loan policy and gain the ability to communicate its interpretation to loan committee. Research regulations and compliance related to bank policy and procedures. Scans credit file documents, then reviews the documents insuring image quality and file is complete. Contributes to team effort by accomplishing related results as needed, including special projects as assigned. Shadow Commercial Lender and Business Development Officer during the sales call process with prospective clients. NOTE: Only minimum duties listed. Other responsibilities may be required as requested by Management.
Requirements
- Be pursing a degree in Finance or Accounting.
- Desire to purse a career in Banking.
- A high degree of reliability and dependability used to follow-through and meet commitments and agreements in a timely manner.
- Exhibits excellent responsiveness and follow-up in assuming responsibility for and delivering on commitments.
- Demonstrated high level of quality, accuracy and attention to detail.
- Ability to be a highly motivated self-starter with intense focus on results and winning.
- Ability to understand and follow written and oral instructions
- Ability to communicate effectively verbally and in writing.
- Ability to define problems, collect data, establish facts, and draw valid conclusions
- Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise.
- Able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators.
- Routinely perform work on computer for an average of 6-8 hours per day.
Responsibilities
- Input financial statement data into company software and analyze to determine credit worthiness of client.
- Prepare cash flow worksheets to demonstrate borrower’s ability to repay loans.
- Complete credit authorization worksheets.
- Input data, build tables, and borrowers’ relationships into presentation.
- Develop a working knowledge of loan policy and gain the ability to communicate its interpretation to loan committee.
- Research regulations and compliance related to bank policy and procedures.
- Scan credit file documents, then reviews the documents insuring image quality and file is complete.
- Contributes to team effort by accomplishing related results as needed, including special projects as assigned.
- Shadow Commercial Lender and Business Development Officer during the sales call process with prospective clients.
Benefits
- medical, dental, vision, and life insurance
- health savings account option
- Employee Assistance Program (EAP)
- health rewards program
- retirement savings plan, including 401(k) and Profit-Sharing plans
- short and long-term disability benefits
- education and training benefits
- discounts on banking products and services
- Paid Time Off (PTO) plan and paid holidays
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What This Job Offers
Career Level
Intern
Education Level
No Education Listed
Number of Employees
251-500 employees
