Credit Analyst II

Glacier Bancorp, Inc.•Coeur d'Alene, ID

About The Position

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day. We strive to succeed in business while also being valuable and compassionate neighbors. Come find your passion with us! Mountain West Bank. Today. Tomorrow. Together. If you are searching for a successful organization with an amazing culture, a company that celebrates it's employees and gives back to the communities we serve, look no further! Mountain West Bank has been on the Forbes Top 20 list for the past 9 years. Our parent company, Glacier Bancorp., has total assets of $29.0 billion and shareholder equity of $3.6 billion. We are a community bank with with the full resources of a larger banking organization. At this time, we are hiring for an exceptional Credit Analyst II for our Commercial team. This position may be performed and located in either Coeur d'Alene, ID or Boise, ID. The Credit Analyst II is responsible for analyzing complex financial data, preparing and reviewing credit authorizations. The Credit Analyst II will conduct annual commercial credit reviews, evaluate commercial real estate, and assist in managing the commercial loan portfolio. All employees must maintain regular and reliable attendance as this is an essential function of the position. This is a full-time, salaried position. Must be available Monday through Friday, 8:00AM - 5:00PM for a total of 40 hours a week. Rate of pay depends on experience.

Requirements

Bachelor’s degree in Finance, Accounting, or related field
Minimum 2 years’ credit analyst experience in banking
Proficient with Microsoft Office (Word, Excel, Outlook)
Strong communication, organizational, and customer service skills
Ability to maintain confidentiality

Nice To Haves

Experience with Jack Henry systems

Responsibilities

Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts.
Independently analyze complex financial statements and tax returns; identify trends and provide insights on borrower and industry data.
Evaluate collateral values and prepare internal commercial real estate appraisals.
Maintain thorough knowledge of bank lending policies and procedures.
Communicate with borrowers to gather additional information.
Support Relationship Managers in portfolio management and covenant monitoring.
Monitor borrower financial health, compliance, and report significant changes.
Ensure compliance with bank policies and regulations (BSA, Patriot Act, OFAC).
Participate in bank and community volunteer activities.
Maintain service standards and perform other duties as assigned.
Additional duties may be required depending on business needs.

Benefits

We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance.
Coverage is available to employees and their eligible dependents in accordance with our written plan documents.
You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services.
We also offer a generous Paid Time Off (PTO) plan and paid holidays.
PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees.
PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy.
Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays.
In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays.

Stand Out From the Crowd

Upload your resume and get instant feedback on how well it matches this job.

Upload and Match Resume