Credit Analyst II

Waukesha State BankWaukesha, WI
7dOnsite

About The Position

Waukesha State Bank is seeking a skilled Credit Analyst II to support our Commercial Banking team through thoughtful, accurate credit analysis and sound underwriting judgment. In this role, you will independently prepare detailed credit presentations, assess borrower financial strength, evaluate risk, and collaborate closely with bankers throughout the loan approval process. You'll play a key role in spreading and analyzing financial statements and tax returns, reviewing credit reports and collateral, presenting recommendations to loan committees, and ensuring all decisions align with bank policy and regulatory requirements. The ideal candidate brings at least three years of commercial credit analysis experience, strong analytical and quantitative skills, and the ability to interpret complex financial information with a high degree of accuracy and professionalism. This full-time, onsite position offers the opportunity to coach and mentor fellow analysts, contribute to process improvements, and grow your career in a fast-paced, team-oriented community bank environment. If you take pride in independent decision-making, attention to detail, and building strong business relationships, Waukesha State Bank offers an excellent opportunity to make a meaningful impact. Waukesha State Bank is one of the largest locally owned and independent community banks in Wisconsin, with 14 full-service offices located throughout Waukesha County. Our strength as a successful and growing financial services provider is rooted in a long-standing commitment to serving the community with a personalized, one-on-one approach to banking and an emphasis on customer service. This is an onsite position in Waukesha County, WI Employment with Waukesha State Bank is contingent upon the successful completion of a criminal background check and drug screen. EOE Disability/Vet

Requirements

  • At least three years of commercial credit analysis experience
  • Strong analytical and quantitative skills
  • Ability to interpret complex financial information with a high degree of accuracy and professionalism
  • Independent decision-making skills
  • Attention to detail
  • Ability to build strong business relationships

Responsibilities

  • Prepare detailed credit presentations
  • Assess borrower financial strength
  • Evaluate risk
  • Collaborate closely with bankers throughout the loan approval process
  • Spread and analyze financial statements and tax returns
  • Review credit reports and collateral
  • Present recommendations to loan committees
  • Ensure all decisions align with bank policy and regulatory requirements
  • Coach and mentor fellow analysts
  • Contribute to process improvements
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