Commercial Real Estate - CRE Credit Analyst I

NBH Bank•Greenwood Village, CO

17h

About The Position

As a CRE Credit Analyst I, you will underwrite loan presentations ensuring the overall success and growth of an assigned portfolio. This includes originations, annual reviews, amendments, risk rating assessments, financial spreads, financial modeling, among other duties. You will prepare financial models for use in unwriting and be accountable for functional areas of the team including underwriting, portfolio management and bank compliance standards. You must have the ability to effectively support the management of profitable client relationship and work with other areas in the Bank including Credit, Loan Operations and Executive Management. The CRE Credit Analyst I needs the ability to understand and critically analyze borrower financial statements using accounting and finance skills daily. You will assist relationship managers with management of an existing portfolio of clients and monitor client relationships for compliance with credit standards through monthly portfolio management. You will interface with others in a professional and tactful manner including treating them with respect and consideration regardless of their status or position.

Requirements

Bachelor’s degree in accounting or finance or equivalent combination of education and experience.
Strong business writing skills.
Self-starter personality with a passion to pursue further endeavors in the finance field.
Strong attention to detail.
Advanced degree in accounting or finance and/or certification in the field.
2+ years of relevant experience in commercial banking / ABL.
Completed formal credit training program.
Applicants must have a valid driver's license (may not be learner’s, restricted or “to and from work” license) and driving history that meets the Bank’s driver standards.

Nice To Haves

MBA or certification in the field
10+ years of relevant experience in commercial banking.
Agribusiness credit background
Moody’s Risk Analyst experience
Completed formal credit training program.

Responsibilities

Underwrite loan presentations ensuring the overall success and growth of an assigned portfolio.
Prepare financial models for use in unwriting and be accountable for functional areas of the team including underwriting, portfolio management and bank compliance standards.
Effectively support the management of profitable client relationship and work with other areas in the Bank including Credit, Loan Operations and Executive Management.
Understand and critically analyze borrower financial statements using accounting and finance skills daily.
Assist relationship managers with management of an existing portfolio of clients and monitor client relationships for compliance with credit standards through monthly portfolio management.
Interface with others in a professional and tactful manner including treating them with respect and consideration regardless of their status or position.