Consumer Loan Underwriting Supervisor

Harborstone Credit UnionLakewood, WA
1d$29 - $42

About The Position

The Consumer Loan Underwriting Supervisor plays a pivotal role in the Consumer Lending department by leading the daily operations of the underwriting team to ensure accurate, timely, and compliant credit decisions across all consumer loan products. This position is responsible for coaching and developing underwriters, overseeing workflow and decision quality, and supporting escalations and complex credit scenarios. The ideal candidate possesses strong leadership skills, deep underwriting expertise, and the ability to reinforce consistent decision quality and member advocacy. This role reports directly to the Consumer Loan Underwriting Manager and collaborates closely with branches, eLoans, vendors, dealer partners, internal lending teams and cross-functional partners to ensure alignment with Harborstone’s mission, vision, and values.

Requirements

  • High school diploma, Essential
  • 3 years of consumer loan underwriting experience in a financial institution, Essential
  • 1 year of leadership experience, Essential
  • Proficiency in MS Office (Outlook, Excel, Word), Essential
  • Strong analytical, problem‑solving, and decision‑making skills, Essential
  • Excellent verbal, written, and interpersonal communication, Essential
  • Excellent organizational and time-management abilities, Essential
  • Ability to multitask and manage high‑volume workloads, Essential
  • Knowledge of federal and state lending regulations, Essential
  • Ability to calculate APR, DTI, loan values, and financial ratios, Essential
  • Nationwide Mortgage Licensing System (NMLS), or the ability to obtain it within the first 90 days, Essential
  • Ability to maintain confidentiality, Essential
  • Bondable, Essential

Nice To Haves

  • Knowledge of LOS systems and lending platforms, Preferred

Responsibilities

  • Lead and Develop Underwriting Staff
  • Oversee Workflow, Quality, and Operational Performance
  • Support Credit Decisioning and Risk Management

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What This Job Offers

Job Type

Full-time

Career Level

Mid Level

Education Level

High school or GED

Number of Employees

11-50 employees

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