Consumer Loan Servicing Representative II

SchoolsFirst Federal Credit Union•Tustin, CA

1d•$22 - $32

About The Position

We’re always looking for diverse, talented, service-oriented people to join our exceptional team. Consumer Loan Servicing Representative II The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity. Pay Range: $22.33 - $32.38 Scheduled Weekly Hours: 40 What You’ll Be Doing Responsible for providing direct assistance to Members, teammembers, and third parties regarding inquiries, research, and solutions related to Member loans post-funding and DMV title processing. This role ensures timely completion of requests and transactions while complying with internal standards, DMV guidelines, and external regulations. Processes payoff requests/demands, corrections, reamortizations, payment skips, and file maintenance for consumer loans. Ensures refunds and loan payments are properly credited or applied to Member loans. Handles payoff processing and coordinates title release. Evaluates insurance settlements, processes insurance proceeds, coordinates title release, and completes Letters of Guarantee. Reviews DMV packets from frontline or CL Operations for accuracy and prepares for processing. Responds to Member, third-party, and teammember inquiries concerning loan servicing, payoffs, DMV-related questions, and other loan information. Assists Members, branches, and other departments via phone queue calls with DMV questions, title issues, and registration-related problems. Submits files to DMV to secure collateral and takes steps to reduce Member penalties and fees. Maintains working knowledge of DMV policies and procedures and explains them to Members and teammembers. Maintains a working knowledge of Consumer Lending SOPs, desktops, and DMV guidelines. Reviews DMV reports to identify outstanding titles, contact Members or dealers to perfect titles, and process lien releases for paid-off secured loans. Additional Job Functions Performs other duties as assigned Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you’re excited about a position or wanting to make a career change but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on. SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information. This organization participates in E-Verify. Our career site will be unavailable Friday, Feb. 27 through Sunday, March 1. Thank you for your patience while we make improvements. Please visit us again on Monday, March 2 to continue exploring our job opportunities. Visit our other pages to continue learning more about working at SchoolsFirst Federal Credit Union. We're passionate about living our mission of providing Members with World-Class Personal Service and financial security. There's a reason we love coming to work every day. We have the privilege of serving those who build the future: school employees, and the families who make their work possible. Our success is built on our relationships with each other, our Members and the community. We value teamwork and face-to-face interactions and believe we’re at our best when we’re collaborating in-person. We also know the flexibility to work remotely benefits the wellbeing of our team. View the work location information below on the job listing that interests you. 100% on-site, 0% remote. Including those serving Members in-person at our branches. Three days a week in the office and up to two days remote. Hybrid teams coordinate on-site days to collaborate in-person. Up to 100% remote. Select individual contributor roles may be given the option to work fully remote.

Requirements

High School Diploma or GED required
1-3 years of prior related experience required
Intermediate knowledge of loan servicing and DMV processes
Excellent communication and problem-solving skills
Ability to manage multiple tasks with accuracy and attention to detail
Familiarity with regulatory compliance requirements
Proficiency in Microsoft Office and internal loan servicing systems

Responsibilities

Responsible for providing direct assistance to Members, teammembers, and third parties regarding inquiries, research, and solutions related to Member loans post-funding and DMV title processing.
Ensures timely completion of requests and transactions while complying with internal standards, DMV guidelines, and external regulations.
Processes payoff requests/demands, corrections, reamortizations, payment skips, and file maintenance for consumer loans.
Ensures refunds and loan payments are properly credited or applied to Member loans.
Handles payoff processing and coordinates title release.
Evaluates insurance settlements, processes insurance proceeds, coordinates title release, and completes Letters of Guarantee.
Reviews DMV packets from frontline or CL Operations for accuracy and prepares for processing.
Responds to Member, third-party, and teammember inquiries concerning loan servicing, payoffs, DMV-related questions, and other loan information.
Assists Members, branches, and other departments via phone queue calls with DMV questions, title issues, and registration-related problems.
Submits files to DMV to secure collateral and takes steps to reduce Member penalties and fees.
Maintains working knowledge of DMV policies and procedures and explains them to Members and teammembers.
Maintains a working knowledge of Consumer Lending SOPs, desktops, and DMV guidelines.
Reviews DMV reports to identify outstanding titles, contact Members or dealers to perfect titles, and process lien releases for paid-off secured loans.
Performs other duties as assigned
Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions