Compliance Underwriter

TEKsystems•Houston, TX

1d•$49,920 - $64,480•Remote

About The Position

We are seeking a Compliance Underwriter with strong experience in residential mortgage compliance and document review. This role focuses on performing compliance reviews within TRID 3.0 and TRID 1.0 scopes to ensure adherence to federal and state regulatory requirements. You will be responsible for compliance underwriting, due diligence, portfolio analysis, and compliance review projects.

Requirements

1–3 years of experience in any area of the residential mortgage industry with familiarity in mortgage origination documents.
1+ year of mortgage experience required.
Experience reviewing notes, mortgages, applications, appraisals, titles, and closing documents.
Strong understanding of fees and compliance requirements.
TRID loan review experience (post-2015), including TRID documents and testing.
Ability to work long hours, including overtime and weekends when needed.

Nice To Haves

1+ year of compliance review experience.
Prior experience performing compliance reviews or working with competitors in similar roles.

Responsibilities

Review and capture loan data from mortgage documents, including Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal, etc.
Review HUD-1, Closing Disclosures, Loan Estimates, TIL, and other mortgage disclosures for completeness and accuracy.
Analyze and capture settlement fees for state and federal testing.
Identify compliance irregularities within loan files and underwriting processes.
Evaluate disclosure processes, including delivery, timing, required verbiage, execution, and completeness of all State and Federal documentation.
Manage individual workflow to meet daily volume and quality goals.

Benefits

Medical Plans - 2 different plans offered
Goodpath - available at no cost if enrolled in a Covius medical health plan. Virtual care for pain, stress, sleep, etc.
Health Savings Account - tax free savings account. Eligible if enrolled in a medical health plan
Dental - 2 different plans offered
Vision - one plan offered
Life and Disability - company paid employee basic life and AD&D insurance. Can purchase supplemental life and/or AD&D coverage
Supplemental Insurance - can purchase accident, hospital indemnity, and/or critical illness supplement insurance
Medicare - free online resources for anyone who is Medicare-eligible
Employee Assistance Program - 24/7 access to life assistance resources at no cost
401 (K) Retirement Savings - up to 3% company match, fully vested in company contributions after 1 year