Compliance Specialist I

Space Coast Credit Union•Melbourne, FL

46d•Hybrid

About The Position

Space Coast Credit Union (SCCU), the 3rd largest credit union in Florida, is looking for a Compliance Specialist I to join our ONESCCU team at our Melbourne Headquarters! SCCU has been in business for over 70 years, has over 9 billion dollars in assets and WE ARE GROWING! Our Members are our top priority and we stand behind our Brand Promise: Honest People, Trusted Products, Time Valued. We offer a rich benefits package and career advancement opportunities.

Requirements

High School Diploma or GED is required.
1-3 years' of recent and applicable regulatory compliance experience in at least one of the following areas: enterprise-wide compliance, compliance risk management, fair lending, HMDA, and UDAAP.
Minimum 1 year experience in SCCU Training, Underwriting, Processing, Servicing, or Loss Prevention Department may be considered as equivalent experience.

Nice To Haves

Bachelor's degree in a related field or a combination of training, education, and experience is preferred.
NCCO, CUCE, CRCM, or equivalent credit union or banking compliance certification preferred.

Responsibilities

Assist business units with assessing enterprise-wide compliance, including assessing compliance risk management programs as well as targeted regulations and requirements, such as: Fair Lending, Home Mortgage Disclosure Act, Unfair Deceptive or Abusive Acts or Practices, Bank Secrecy Act, and the technical federal and state regulatory laws, rules, and regulations applicable to the Credit Union's business functions.
Participate in proposed changes to policies, procedures, and Credit Union training to ensure compliance with applicable laws and regulations.
Maintain relationships and effective communication with business units across the Credit Union to influence strong compliance standards and consideration of compliance risk.
Assist in the design and/or revision of forms, disclosures, notices, advertisements, and promotions to ensure compliance with applicable rules and regulations.
Review and analyze formal complaints and Member surveys to identify potential compliance concerns, trends, and areas for improvement as part of SCCU's Complaint Management Program.
Serve as a point of contact for the intake, documentation, and resolution of Member complaints, ensuring that all issues are addressed in accordance with regulatory requirements and internal policies.
Collaborate with business units to investigate complaints, determine root causes, and recommend corrective actions to mitigate compliance risk.
Monitor complaint data and survey feedback to proactively identify emerging compliance risks and report findings to management.
Maintain accurate records of complaint investigations and outcomes, and prepare regular reports summarizing complaint activity and compliance trends for management review.
Provide guidance and support to business units regarding complaint handling procedures and compliance obligations.

Benefits

ONESCCU annual bonus available!
Hybrid Work Schedule with 2 days in office required
Medical, Dental & Vision Insurance
HSA (Health Savings Account) with SCCU matching contribution
SCCU Paid Long Term and Short Term Disability coverage
SCCU Paid Term Life Insurance
Employee Assistance Program (EAP)
Paid Time Off
401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
Tuition Reimbursement Program after 1 year of service
Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
Fixed low-rate credit card- 5.99%, if approved
FREE Identify Theft Protection!
No fee SCCU accounts