Commercial Portfolio Manager I

Origin Bank•Hall Park, OK

3d•Remote

About The Position

Daily management of assigned commercial loan relationships for Commercial Relationship Banker's (CRB's), including providing a high level of customer support, obtaining financial and collateral information, monitoring covenant and borrowing base compliance, taking ownership of managing CRB exception lists, assisting in the preparation of the credit approval packages, preparation of term sheets and commitment letters, and documenting and closing requests by performing the following duties. Duties and Responsibilities include the following. Serves as a client relationship representative to all customers by listening, researching, and complaint/inquiry resolution as needed. Provides guided levels of support, with direct supervision, to CRBs and the entire lending team on commercial relationships. Monitors compliance with legal, regulatory and credit policies on loan documentation, credit approvals and funding, correcting exceptions, and monitoring resolutions. Coordinates credit underwriting process and preparation of credit approval packages. Monitors loan agreement covenants and borrowing base compliance, as well as report exceptions. Ensures ongoing timely receipt of financial information consistent with bank policy. Proactively ensures expiring credit facilities are re-underwritten and appropriately re-established. Consults with Relationship Managers and Credit to make recommendations on risk ratings. Reviews equipment and real estate appraisals in conjunction with Relationship Managers. Assists with Watch List credits (prepares CARs; communicates with customers regarding reducing credit exposure, paying off or refinancing notes, or rehabbing operational and financial results). Inputs loan requests and supporting information into loan processing software. Maintains an active role in community affairs by participation in community organizations/projects to improve the bank's visibility in the area and enhance business opportunities. Supervisory Responsibilities This job has no supervisory responsibilities. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university; preferably in Finance, Business, Accounting or related field; minimum of one to three years credit analysis and/or lending experience; working knowledge of federal/state laws related to banking/lending practices; or equivalent combination of education and experience. Advanced knowledge of credit policies, procedures and terminology preferred. Physical Demands While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. Work Environment The noise level in the work environment is usually moderate. This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management. At Origin Bank, we don't just offer jobs—we build careers rooted in purpose, growth, and community impact. Our award-winning culture is driven by people who value collaboration, celebrate success, and care deeply about making a difference in the lives of our customers and communities. We're proud to be named one of the Best Banks to Work For by American Banker for 12 consecutive years. Why? 1. Our Culture is Everything. We're passionate about maintaining a workplace where people feel seen, supported, and inspired. We hire top talent, recognize contributions, and foster a team environment centered around delivering exceptional customer experiences. 2. We Invest in You. From career development and leadership coaching to our Dream Manager and wellness programs, we're committed to supporting your personal and professional goals—because when you thrive, so do we. 3. Relationships Come First. Since 1912, our mission has been built on strong relationships with our customers, colleagues, communities and shareholders. Here, you're empowered to make a real impact and help others achieve their dreams. We're redefining what it means to work at a bank—by putting people first, challenging expectations, and making banking better. Discover more about our culture, benefits, and employee programs by clicking here.

Requirements

Bachelor's degree (B. A.) from four-year college or university; preferably in Finance, Business, Accounting or related field
Minimum of one to three years credit analysis and/or lending experience
Working knowledge of federal/state laws related to banking/lending practices
Or equivalent combination of education and experience

Nice To Haves

Advanced knowledge of credit policies, procedures and terminology preferred.

Responsibilities

Serves as a client relationship representative to all customers by listening, researching, and complaint/inquiry resolution as needed.
Provides guided levels of support, with direct supervision, to CRBs and the entire lending team on commercial relationships.
Monitors compliance with legal, regulatory and credit policies on loan documentation, credit approvals and funding, correcting exceptions, and monitoring resolutions.
Coordinates credit underwriting process and preparation of credit approval packages.
Monitors loan agreement covenants and borrowing base compliance, as well as report exceptions.
Ensures ongoing timely receipt of financial information consistent with bank policy.
Proactively ensures expiring credit facilities are re-underwritten and appropriately re-established.
Consults with Relationship Managers and Credit to make recommendations on risk ratings.
Reviews equipment and real estate appraisals in conjunction with Relationship Managers.
Assists with Watch List credits (prepares CARs; communicates with customers regarding reducing credit exposure, paying off or refinancing notes, or rehabbing operational and financial results).
Inputs loan requests and supporting information into loan processing software.
Maintains an active role in community affairs by participation in community organizations/projects to improve the bank's visibility in the area and enhance business opportunities.