Commercial Portfolio Administrator

BrightStar Credit Union•Cooper City, FL

About The Position

The primary function of the Portfolio Administrator is to ensure that our MBL Loan Portfolio is fiscally sound. The Portfolio Administrator position is focused on managing a large and/or complex credit portfolio of Business and Commercial Banking/Lending members. The Portfolio Administrator is also responsible for proactive member outreach related to potential new loan opportunities, ongoing relationship development, and the collection of financial and operational information required to support annual reviews and portfolio monitoring.

Requirements

5+ years of Business/Commercial Banking experience.
Credit Analysis experience, Relationship Management experience, or a combination of both.
Display excellent written and verbal business communication skills.
Strong background in Microsoft Office, specifically Word, Excel and PowerPoint.
Knowledge of Commercial Credit analysis with an enhanced focus on Commercial Real Estate.
Comprehension of Global Cash Flow Analysis and how it relates to the credit risk of each respective loan within our portfolio.

Nice To Haves

Bachelor’s Degree, at a minimum:
Industry experience may be considered in lieu of formal collegiate education
Formal Credit Training.
5+ years in Commercial Lending experience with credits in excess of $3MM.
Prior work experience in a Community Bank or Credit Union preferred.

Responsibilities

Providing an unbiased and independent assessment of each respective loan within the portfolio
Properly track loan covenants, property taxes and insurance, in order to ensure each relationship is compliant with the requirements of their loan agreement
Manages and promotes the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements.
Reviewing each loan that has been originated for FHLB Eligibility
Accountable for portfolio monitoring, renewals, annual reviews and cross-selling/uncovering new opportunities for further relationship deepening.
Working with Management and fellow team members to monitor and grow Business Commercial Banking/Lending relationships.
Work with members directly in order to understand credit needs and represents the Credit Union in developing and maintaining member relationships.
May periodically assist with departmental risk management duties and managing overall account relationships.
Responsibilities may also include training, supervision, and/or mentoring of fellow team members.
Maintain knowledge with B.S.A. Compliance training.
Other job-related duties as assigned.