Commercial Loan Officer — Private Lending

East Harbor • Miami, FL

1d • $70,000 - $130,000 • Onsite

About The Position

East Harbor Financial is hiring a Deal Originator to source, structure, and advance new lending opportunities across marine vessels, aircraft, real estate, and commercial vehicles. This is a revenue-generating seat — you'll own the pipeline from initial sourcing through credit committee presentation and underwriting handoff. Our team closes deals in 2–4 weeks, and a full-production originator here can realistically book well into six figures with commission.

Requirements

• 3+ years in deal origination, business development, or relationship management in lending, private credit, or financial services
• We prioritize capability over tenure — if you have fewer years but can demonstrate sharp analytical thinking and a strong body of work, we want to hear from you
• Demonstrated ability to source and close deals — we value results over resumes
• Accounting or finance background with comfort in financial modeling, reading financials, and analyzing tax returns
• Existing network in marine, real estate, aircraft, or the broker community that serves these asset classes
• Bachelor's degree in Finance, Accounting, Economics, or related field

Nice To Haves

• Direct experience in private credit, specialty lending, or alternative lending
• Familiarity with UCC filings, title/lien searches, collateral valuation, or asset-based lending structures
• Experience presenting to credit committees or investment committees
• Bilingual English/Spanish

Responsibilities

• Source and evaluate new lending opportunities through broker relationships, direct outreach, and industry events
• Build and manage a referral network of intermediaries, attorneys, financial advisors, and deal brokers across our target asset classes
• Perform preliminary credit analysis — borrower financials, tax returns, collateral valuation, and deal sizing — before advancing to underwriting
• Structure deal terms alongside our CFO — loan amount, rate, LTV, and collateral requirements
• Present deals to our credit committee with a clear investment thesis and risk assessment
• Maintain pipeline reporting and deal flow visibility to senior leadership
• Conduct due diligence coordination with borrowers, attorneys, and third-party vendors
• Represent the firm at conferences and networking events in marine, aviation, real estate, and specialty finance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1-10 employees