Commercial Loan Officer

AmeriCU Credit Union•New York, NY

4h•$85,808 - $107,260

About The Position

AmeriCU Credit Union is in search of a Commercial Loan Officer who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. You will be responsible to promote and sell Credit Union products and services to potential and existing business members. Work with business owners, Chief Financial Officers or designated advisors in analyzing borrowers’ financial and operating strategies to recommend credit solutions that meet their immediate and long-term capital needs, while following the guidelines established by the AmeriCU Commercial Lending Loan Policy.

Responsibilities

Maintains ongoing business relationships with current members in order to take advantage of additional cross-selling opportunities and solicit other new business.
Makes outside sales calls on prospective members to assess needs and describe and sell products and services.
Serves as a member of the sales team, makes group sales calls where these types of calls will improve the opportunity for new business development.
Cross-sells, networks, and promotes AmeriCU services to the members of the community and positively represents AmeriCU (i.e. trade & service organizations).
Requests and evaluates information provided by the business borrower necessary to initiate an underwriting request.
Manages, maintains and services a loan portfolio that meets established lending requirements and maximizes profitability with acceptable risk. Maintains ongoing communication with members to remain current on operating strategies and related capital needs and obtains updated financial information as needed.