Commercial Loan Officer

Orange Bank & Trust Company • New York, NY

3d

About The Position

General Summary: Develop, originate, manage and underwrite commercial & industrial loans & commercial real estate loans in excess of $1,000,000.00 which meets established lending requirements and provide maximum profitability to the Bank with a minimum of risk.

Requirements

• Bachelor’s Degree in Business/Economics/Accounting of finance or equivalent work experience.
• 5-10 years of Commercial Lending experience required.
• Accounting and financial skills
• Strong analytical skills
• Strong banking and legal knowledge
• Advanced understanding of commercial loan documentation
• Strong personal computer skills
• Strong interpersonal skills

Responsibilities

• Interview loan applicants and collects and analyzes financial data to determine the general creditworthiness and appropriateness of the loan request.
• Establish and negotiate the terms under which credit will be extended including loan pricing, structure, repayments terms and collateral requirements that are consistent with the Bank’s policies.
• Meet established loan production goals as well as deposit and fee income goals.
• Participate in community activities to increase the Bank’s visibility and to enhance new business opportunities.
• Develop analysis and Credit Memorandums for presentation and approval of loan requests.
• Monitor loan portfolio for repayments, and take necessary actions for the collection of past due accounts, as well as the annual collection of financial information and annual reviews.
• Periodically visit with Borrowers, performing site visits and to promote good customer relations.
• Participate in sales meetings and blitzes.
• Cross sell Bank products and services.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees