Commercial Loan Officer II

Chemung Canal Trust Com•City of Albany, NY

29d•$86,670 - $179,760

About The Position

Shape the future of local businesses—and your career—with us. Led by our Regional President, our team of skilled, relationship‑driven professionals is dedicated to supporting the success of local businesses. We are seeking a Commercial Loan Officer who will cultivate new business opportunities while skillfully managing a well‑established commercial portfolio. Our culture is designed to attract top talent, recognize strong performance, and provide meaningful opportunities for professional advancement. Here, your expertise is valued, and your work directly contributes to the success of the businesses in our region. As a proud community bank, we take our commitment to the neighborhoods we serve seriously. Supporting local organizations and events across our 14‑county footprint isn’t just part of our mission, it’s part of our identity. Investing in our communities is how we say thank you to the people and businesses that make this region a remarkable place to live and work. If you’re inspired by the opportunity to make a real impact—while growing your career in commercial lending—we invite you to review the job description and apply today. Together, we build something amazing—and we support you with benefits such as: Profit Sharing/401K Plan Health, Dental & Vision Insurance Tuition Reimbursement Paid time off Employee Assistance Program …and more! Job Title: Commercial Loan Officer II Here’s how you’ll make an impact Responsible for performing a variety of duties to meet the commercial service needs of business clients within the Commercial Loan department.

Requirements

BS or BA degree in a related field of study required; specialized commercial lending education and training preferred
Minimum of five years experience usually required; thorough knowledge of all company commercial products and services; adept in sales and communication skills
Proficient interpersonal skills to interact with clients, staff, and all levels of management
Moderate use of Microsoft Word and Excel
Ability to travel and Valid Driver’s License required

Responsibilities

Jointly establishes quantitative commercial services objectives, with assigned supervisor, on an annual basis (integrated with the department’s annual operating plan).
Solicits new business from present and prospective clients; maintains ongoing business relations with present clients in order to take advantage of additional cross-selling opportunities; makes group sales calls for new business development.
Provides client information on a timely basis in order that this information may be included as part of client service and credit file history.
Monitors individual goals versus objectives on a regular basis and discusses performance with appropriate supervisor on a frequent basis.
Maintains a thorough knowledge of the features and benefits of all commercial products and services in order to ascertain client needs and to cross sell in conjunction with the needs.
Provides service to commercial clients with respect to deposit, loan and other miscellaneous products and services; approves or rejects loan applications within individual lending authority.
Assists clients in obtaining specialized services from other company departments as necessary and provides help to clients with specific inquiries or service problems.
Maintains a working knowledge of company operating policies and procedures that impact commercial services.
Prepares and maintains accurate records of all client service calls made and meetings held with present and prospective clients.
Conforms to General Performance Expectations as identified for all employees.