Commercial Loan Closing Specialist Military Apprentice

Wells Fargo Bank•Charlotte, NC

15d•Hybrid

About The Position

Wells Fargo is seeking a Commercial Loan Closing Specialist Military Apprentice as part of our Commercial Banking (CB) Operations Division within Wells Fargo. Learn more about the career areas and business divisions at wellsfargojobs.com . Our Commercial Banking Operations division supports the financial needs of businesses by ensuring the accurate, compliant, and timely execution of core lending and treasury activities across the Commercial Banking lifecycle. The team underpins business lines such as Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions, delivering operational rigor that supports lending, cash‑management, and specialized industry solutions. In this role, you will: Review, interpret, and validate complex commercial credit agreements with a high level of detail to ensure loan terms, conditions and structural requirements are accurately reflected in all closing documentation Work pre-close documents for complex commercial loans Accurately evaluate and upload data into the systems of record Ensure compliance with applicable bank policies, procedures and regulatory requirements Review, credibly challenge, and propose revisions complex loan documents Partner with Underwriting to socialize and confirm implementation of required updates to legal documents to ensure the legal documents align to system functionality Partner effectively with stakeholders in Underwriting, Loan Closing, Portfolio, Borrowing Base Services, Loan Servicing, Product Owners, Control Partners, internal teammates, and other partners on stretch assignments to meet deadlines and deliver quality results Work collaboratively with applicable stakeholders in various groups (Underwriting, Portfolio, internal counsel, Regulatory Interpretation Team, etc.) regarding proper procedures and documentation requirements necessary to ensure accuracy with negotiated terms and ensure alignment with appropriate compliance standards Review and negotiate complex legal documentation, evaluate risks, devise strategies to mitigate documentation risk and identify procedural modifications Provide guidance and training to peers Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals Interact with internal customers Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements Apprentices within the U.S. Department of Labor accredited Apprenticeship program perform a variety of structured duties, including a combination of (however, not limited to) on-the-job training, coursework and mentorship, under the supervision of a hiring manager, program manager and a mentor. Apprenticeships are designed to assist in the professional development of an apprentice, in preparation for the post-apprenticeship role. Program Managers will facilitate an apprentice’s required path for professional development. This ensures an apprentice will have gained the proficiency and obtained the required experience of a fully functioning post-program role

Requirements

1+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Enrollment into Wells Fargo’s DOL Registered Apprentice Program is required.
Apprentices are considered full-time employees within the program. As such, Apprentices are expected to not only uphold and adhere to Wells Fargo and the Apprenticeship Program, but also expected to follow Wells Fargo's prescribed policies, procedures, and employee expectations
Ability to work a hybrid schedule
Willingness to work on-site at stated location on the job opening

Nice To Haves

Military experience in any branch of service: Army, National Guard, Air Force, Space Force, Navy, Marines, Coast Guard or Reserves
Demonstrated ability to maintain exceptional accuracy and precision in reviewing and analyzing complex commercial loan documentation, ensuring all closing conditions, collateral requirements, and regulatory elements are validated without error in a fast‑paced, deadline‑driven environment
Ability to follow structured workflows, standard operating procedures, or step by step processes with consistency
Familiarity with maintaining logs, reports, or records that require precision and version control
Comfort working in roles where risk awareness, error prevention, or quality control are prioritized
Experience coordinating tasks across multiple teams or stakeholders to accomplish shared objectives
Aptitude for learning new software platforms, databases, or operational tools in a training focused environment
Demonstrated reliability in handling sensitive, confidential, or mission critical information
Sound knowledge of Microsoft Office (Word, Excel, & Outlook)

Responsibilities

Review, interpret, and validate complex commercial credit agreements with a high level of detail to ensure loan terms, conditions and structural requirements are accurately reflected in all closing documentation
Work pre-close documents for complex commercial loans
Accurately evaluate and upload data into the systems of record
Ensure compliance with applicable bank policies, procedures and regulatory requirements
Review, credibly challenge, and propose revisions complex loan documents
Partner with Underwriting to socialize and confirm implementation of required updates to legal documents to ensure the legal documents align to system functionality
Partner effectively with stakeholders in Underwriting, Loan Closing, Portfolio, Borrowing Base Services, Loan Servicing, Product Owners, Control Partners, internal teammates, and other partners on stretch assignments to meet deadlines and deliver quality results
Work collaboratively with applicable stakeholders in various groups (Underwriting, Portfolio, internal counsel, Regulatory Interpretation Team, etc.) regarding proper procedures and documentation requirements necessary to ensure accuracy with negotiated terms and ensure alignment with appropriate compliance standards
Review and negotiate complex legal documentation, evaluate risks, devise strategies to mitigate documentation risk and identify procedural modifications
Provide guidance and training to peers
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal customers
Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements