Commercial Loan Assistant

Glacier Bancorp, Inc. • Greenwood Village, CO

9h • $23 - $26

About The Position

The Loan Assistant provides support to Commercial loan team to include Loan Officer(s), Portfolio Manager(s), Loan Operations and Credit on loan functions from start to finish throughout the process. This role has a high level of contact with internal employees, customers and 3rd party vendors and requires a demonstration of time management, multitasking, communication, organization skills and travel related to closings, meetings and coverage at other branch locations may be involved.
The compensation minimum for the wage range for this position is $23.06 - 25.65 per hour and will vary depending on what city the applicant works in. All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Requirements

• High School Diploma or equivalent required
• Six months experience as a Customer Service Representative “CSR”, Commercial Banking, Commercial Real Estate Banking and Loan Documentation experience is preferred.
• Proficient knowledge of Microsoft Office, Word, and Excel
• Knowledge of Jack Henry Silverlake, Laser Pro and Encino platform
• Ability to apply logical or critical thinking to define problems, collect data, establish facts, and draw conclusions
• Ability to interpret a variety of technical instructions and can deal with multiple variables
• Communicate effectively both verbally and in writing with others in a clear, thorough, and timely manner
• Must be able to organize, monitor and respond to a high volume of emails daily, both internal and external
• Demonstrate a high level of organization, ability to prioritize and multi-task with attention to detail and accuracy, manage multiple projects, demonstrate self-motivation and ability to follow through with tasks
• Exhibit a professional manner in dealing with others; work to develop and maintain cooperative and positive working relationships; represent the bank in a positive manner and maintain credibility with others
• Ability to produce work within directed timeframe without compromising integrity or quality of work
• Maintain strict confidentiality regarding any information obtained during performing job duties; adhere to Bank policies and procedures regarding confidentiality
• Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
• While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
• Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
• The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

Nice To Haves

• Six months experience as a Customer Service Representative “CSR”, Commercial Banking, Commercial Real Estate Banking and Loan Documentation experience is preferred.

Responsibilities

• Facilitate and maintain open communication between teams to include LA’s direct manager, loan officers, customers, attorneys, branch staff, other GBCI Divisions and departments, outside vendors, title companies, closing agents and insurance companies
• Assist customers and officers with the processing of loan payments, loan advances, construction advances, and DDA transfers through CPB Loan Coordinators on the same day as requested. Assist with wire transfer orders connected to loan closings. When necessary, on occasions we will assist with customer wire requests who have a loan relationship via the universal banker and treasury. Will assist in identify and resolve errors and discrepancies with the above requests
• Schedule and perform closings for commercial & industrial loans, commercial real estate, and commercial loans with residential real estate. The closings may be conducted at borrower’s office, title companies or other CPB branches where LA is not based
• Collect required paperwork from loan officers, portfolio managers and credit, build loan files and submit to Clear to Close “CTC” at different loan stages. Once file is CTC, LA will submit file to Loan Operations for preparation of loan documentation, this includes documentation required by new/renewed checklist, flood certificates, title work, appraisals, environmental reports, and pulling UCC lien searches
• Assists and understands the opening process for deposit accounts, deposit accounts connected to loans as collateral through the CSR or Treasury Management staff following the process they have set
• Review draft loan documents to ensure they are complete & accurate according to entity documentation, loan approvals and policies and procedures and present file for final CTC. Send final complete loan package for booking and record all appropriate collateral documents, when necessary, in SimpleFile.
• Order title commitments and demonstrate an understanding of the title requirements and exceptions to be satisfied before closing on residential and commercial properties before presenting to loan admin supervisor/manager for CTC approval.
• Read, understand, and balance a two column Title Settlement Statement back to internal loan summary of loan proceeds and disbursement and authorization
• Assists in confirming the equity requirements for a loan prior to closing at CTC level and accounting for those funds
• Assists in confirming that loan Special Conditions and Covenants spelled out in Credit Memo prior to closing and CTC approval
• May assist in resolving outstanding loan exception items in collateral tracking including exceptions for missing or expired loan documents. May assist CPB Loan Coordinators with research and clearing exceptions for final title policy and insurance.
• Assists in scanning customer level and loan documentation to nCino DocMann and Synergy. Will ensure they are imaged to correct placeholder and properly labeled in the document imaging system.
• Demonstrate knowledge of all products to include deposit knowledge offered by Collegiate Peaks Bank
• Qualify for and perform the duties of a Notary Public of the State of Colorado, including understanding the responsibilities of a notary as defined by [12-55-102 (3)] C.R.S.
• Perform job functions in compliance with all company policies, federal and state rules, and regulations as applicable to the position, including, but not limited to BSA/AML, CRA, HMDA, FHLB, OFAC, SOx and GLBA/privacy rules
• Other duties as assigned

Benefits

• We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 101-250 employees