Commercial Loan Assistant

CENTRAL BANCOMPANY, INC. • Columbia, MO

3h

About The Position

Provides assistance to assigned officer(s) in performing duties as a Commercial Loan Officer.    Performs majority of administrative paperwork and maintenance of existing customer accounts.   Responsible for legendary service and proper phone etiquette while providing for customers.

Requirements

• Requires a minimum of a high school education.
• Ability and desire to learn is required.
• Excellent communication and customer service skills are required.
• Requires ability to maintain strict confidentiality in administrative and customer issues.
• Problem solving skills, decision making skills, knowledge of loan process and technical know how and excellent computer skills are needed.
• Provides front-line contact for all current and potential commercial loan customers.
• Works closely with all officers and assistants in the Commercial Lending and Mortgage Lending departments.
• Works closely with the Credit Administration personnel.
• Has contact with most departments of the bank in order to fulfill requests and answer questions of commercial customers.
• Contacts title companies, insurance companies, attorneys, state/local/county government agencies.

Nice To Haves

• College degree is preferred.
• Extensive knowledge of loan documentation and regulatory compliance issues is preferred.

Responsibilities

• Uses discretion in judgment when handling customer overdrafts, advance requests, loan requests, and extensions, communicating with officers as necessary.
• Must be familiar with bank and departmental policies so decisions are made appropriately.
• Responsible for checking loan packets for lending limit exceptions, LTV exceptions, real estate evaluations, current financial information, insurance binders, etc.
• Closes loans after all requirements are met and exceptions have been addressed.
• Communicates to leadership policy and/or procedural changes which may need to be changed.
• Responsible for compliance with banking regulations which are applicable to job, including Bank Secrecy Act and information security initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED