Commercial Lines Underwriter
About The Position
As a Commercial Lines Underwriter, you’ll play a key role in underwriting new and renewal business, building agent relationships, and contributing to the overall profitability and growth of our commercial book. You’ll be part of a supportive team that values thoughtful decision-making, accountability, and a passion for protecting what matters most to our policyholders. This role includes frequent collaboration with agents, internal business partners, and underwriting technicians. Flexibility to work remotely within our five-state region (MI, OH, IN, IL, WI); hybrid or onsite preferred for those near Hastings or Grand Rapids, MI. Field visits and overnight travel may occasionally be required for agency relationships and territory support.
Requirements
- Bachelor’s degree in Business, Insurance, Finance, or related field preferred—or equivalent work experience.
- Prior commercial underwriting experience at a P&C insurance carrier strongly preferred.
- Strong verbal and written communication skills.
- Proficiency with Microsoft Office and ability to learn underwriting systems.
- A collaborative mindset and customer-focused approach to service and negotiation.
- Willingness to travel and adapt to the needs of the assigned territory.
Nice To Haves
- Professional designations such as AINS, AU, or CPCU are a plus.
Responsibilities
- Review, evaluate, and process commercial insurance applications in line with underwriting guidelines.
- Balance risk selection with growth goals to support both profitability and production targets.
- Apply sound judgment to risk assessment while staying within your level of authority.
- Communicate regularly with agents and internal stakeholders to provide responsive, service-oriented underwriting support.
- Stay current on product knowledge, pricing strategies, and coverage enhancements across all lines.
- Support team initiatives and goals while servicing an assigned territory collaboratively.
- Assist in onboarding and mentoring new underwriting staff and technicians.
- Participate in ongoing professional development and continuing education.
- Occasionally travel to agency offices in coordination with Marketing and Loss Control teams.
- Perform other duties as assigned by leadership.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
