Commercial Lines Underwriter

Western National Group & Umialik Insurance • Edina, MN

13d • $59,000 - $82,900 • Hybrid

About The Position

Western National is seeking a Commercial Lines Underwriter to join our team!

The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies.

Requirements

• Demonstrated time management skills with ability to meet deadlines.
• Strong negotiation and relationship-building skills.
• Ability to exercise sound business judgement.
• Proficient use of various core systems, office and computer equipment, and software packages.
• Bachelor’s degree preferred, experience in lieu of degree acceptable.

Nice To Haves

• Demonstrated intermediate organizational and prioritization skills with ability to accomplish multiple priorities.
• Demonstrated understanding of industry practices, standards, and underwriting concepts.
• Demonstrated ability to communicate clearly and effectively both verbally and in writing.
• One or more years of experience or exposure to underwriting concepts preferred.

Responsibilities

• Builds and maintains strong agency relationships.
• Effectively manages an agency territory to achieve established growth and profit goals.
• Uses established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks.
• Assesses risks and exposures on new and existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives.
• Executes policies within established authority level and established eligible risks.
• Applies basic knowledge of coverage / forms / symbols / endorsements per line of business.
• Applies basic knowledge of rating.
• Writes new business as defined by annual goals determined by the department.
• Applies knowledge to help solve problems of relatively limited scope and complexity.
• Consistently acts according to our customer experience standards, including responding quickly, maintaining a positive attitude, building rapport, demonstrating empathy, managing the customer’s expectations, using the proper communication channel for the situation, and taking ownership to ensure the customer’s issue is resolved.

Benefits

• Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
• Wellbeing Program, including onsite fitness studio
• Paid Time Off – including holiday, vacation, and volunteer
• 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
• Paid parental leave
• Bonus opportunities
• Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level