Commercial Lines Underwriter

Michigan Millers Mutual Insurance Company • Lansing, MI

2h • $63,000 - $80,000 • Hybrid

About The Position

Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is seeking a Commercial Lines Underwriter to join our team!

The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies.

Requirements

• Demonstrated time management skills with ability to meet deadlines.
• Strong negotiation and relationship-building skills.
• Ability to exercise sound business judgment.
• Proficient use of various core systems, office and computer equipment, and software packages.

Nice To Haves

• Demonstrated intermediate organizational and prioritization skills with ability to accomplish multiple priorities.
• Demonstrated understanding of industry practices, standards, and underwriting concepts.
• Demonstrated ability to communicate clearly and effectively both verbally and in writing.
• Bachelor’s degree preferred, experience in commercial lines underwriting in lieu of degree acceptable.
• Two-plus years’ experience in an underwriting role preferred.

Responsibilities

• Builds and maintains strong agency relationships.
• Effectively manages an agency territory to achieve established growth and profit goals.
• Assesses risk and exposures on new and existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives.
• Uses established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business.
• Uses research and analysis to develop practical underwriting solutions aligned with organizational objectives.
• Applies knowledge of coverage, forms, symbols, and endorsements per line of business.
• Applies knowledge of rating.
• Writes new business as defined by annual goals determined by the department.
• Identifies opportunities to improve the efficiency and effectiveness of applications and business processes.
• Consistently acts according to our customer experience standards, including responding quickly, maintaining a positive attitude, building rapport, demonstrating empathy, managing the customer’s expectations, using the proper communication channel for the situation, and taking ownership to ensure the customer’s issue is resolved.

Benefits

• Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (plus company match)
• Time Off - including vacation, volunteer, and holiday pay
• Paid Parental Leave
• Bonus opportunities
• Tuition assistance
• Wellness Program - including an onsite fitness studio
• Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees