Commercial Lines Underwriter II

Western National Group & Umialik Insurance • Anchorage, AK

8d • $69,615 - $95,750

About The Position

Umialik Insurance Company, a member of the Western National Insurance Group, is seeking a Commercial Lines Underwriter II to join our team.

In this role, you will develop and manage a profitable book of commercial lines business by writing and retaining accounts through assigned agency partners.

Requirements

• Demonstrated time management skills with the ability to meet deadlines.
• Strong negotiation and relationship-building skills.
• Ability to exercise sound business judgment.
• Two or more years of underwriting experience preferred.
• Demonstrated intermediate organizational and prioritization skills, with the ability to manage multiple priorities effectively.
• Solid understanding of industry practices, standards, and core underwriting concepts.
• Strong verbal and written communication skills.
• Bachelor’s degree preferred; equivalent experience in commercial lines underwriting may be considered in lieu of a degree.
• Proficiency in core underwriting systems, office technology, and standard computer software applications.

Responsibilities

• Build and maintain strong, collaborative relationships with agency partners.
• Manage an assigned agency territory to achieve established growth and profitability goals.
• Analyze the operations and exposures of various commercial risks using established underwriting practices, procedures, and assigned authority levels.
• Assess risks on new and existing business to identify opportunities that support territory loss ratio and growth objectives.
• Conduct research and analysis to develop sound underwriting solutions aligned with organizational goals.
• Apply working knowledge of coverages, forms, symbols, endorsements, and rating methodologies by line of business.
• Write new business in alignment with annual department goals.
• Make underwriting decisions guided by established policies and objectives.
• Use intermediate-level knowledge, experience, and available resources to identify and evaluate multiple solutions.
• Identify opportunities to improve underwriting processes, application efficiency, and overall effectiveness.
• Consistently demonstrate Western National’s customer experience standards by responding promptly, maintaining a positive and professional attitude, building rapport, showing empathy, managing expectations, selecting appropriate communication channels, and taking ownership to ensure issues are resolved.
• Make decisions in accordance with established policies and objectives.
• Apply intermediate-level knowledge, experience, and available resources to evaluate options and develop effective solutions.
• Identify opportunities to improve the efficiency and effectiveness of applications and business processes.
• Consistently demonstrate customer experience standards by responding promptly, maintaining a positive and professional attitude, building rapport, showing empathy, managing customer expectations, selecting appropriate communication channels, and taking ownership to ensure issues are fully resolved.

Benefits

• Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
• Wellbeing Program, including onsite fitness studio
• Paid Time Off – including holiday, vacation, and volunteer
• 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
• Paid parental leave
• Bonus opportunities
• Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 501-1,000 employees