Commercial Lines Underwriter I

Western National Group & Umialik Insurance • Anchorage, AK

5d • $62,160 - $85,470 • Hybrid

About The Position

Umialik Insurance Company, a member of the Western National Insurance Group, is seeking a Commercial Lines Underwriter II to join our team!

The individual in this role will develop and manage a book of business by writing, retaining, and growing commercial lines accounts within assigned agencies.

Requirements

• Demonstrated ability to manage time effectively, prioritize work, and meet established deadlines.
• Strong negotiation, collaboration, and relationship-building skills.
• Proven ability to exercise sound business judgment in underwriting decisions.
• One to two years of underwriting experience preferred.
• Demonstrated intermediate organizational and prioritization skills with the ability to manage multiple competing priorities.
• Working knowledge of industry practices, standards, and fundamental underwriting concepts.
• Strong verbal and written communication skills, with the ability to communicate clearly and professionally.
• Bachelor’s degree preferred; relevant experience in commercial lines underwriting may be considered in lieu of a degree.
• Proficiency in the use of core underwriting systems, standard office equipment, and common software applications.

Responsibilities

• Builds and maintains strong, collaborative relationships with agency partners.
• Effectively manages an assigned agency territory to achieve established growth and profitability goals.
• Applies established underwriting practices, processes, procedures, and assigned authority levels to evaluate operations and exposures across a variety of risk types.
• Assesses risks and exposures for new and existing business to identify opportunities that support territory loss ratio and growth objectives.
• Utilizes research and analysis to develop sound, practical underwriting solutions aligned with organizational goals.
• Demonstrates working knowledge of applicable coverages, forms, symbols, endorsements, and rating by line of business.
• Writes new business in support of annual departmental goals and objectives.
• Makes decisions in accordance with established policies, guidelines, and underwriting authority.
• Leverages intermediate knowledge, experience, and available resources to evaluate alternatives and recommend appropriate solutions.
• Identifies opportunities to improve underwriting application accuracy, process efficiency, and overall effectiveness.
• Consistently delivers an exceptional customer experience by responding promptly, maintaining a positive and professional demeanor, building rapport, demonstrating empathy, managing expectations, selecting appropriate communication channels, and taking ownership to ensure timely resolution of customer needs.

Benefits

• Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
• Wellbeing Program, including onsite fitness studio
• Paid Time Off – including holiday, vacation, and volunteer
• 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
• Paid parental leave
• Bonus opportunities
• Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees