Commercial Lines - Associate Underwriter Trainee - May 2026

Cincinnati Financial • Fairfield, OH

4h • $60,000 • Onsite

About The Position

Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our Commercial Lines department is currently seeking candidates for an associate underwriter trainee class beginning May 2026. Associate Underwriters support underwriting teams in all aspects of renewal and post-issue transactions. This position is based at our Headquarters in Fairfield, Ohio.
The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Requirements

• the ability to learn and develop knowledge and skills to evaluate risks that include property, general liability, auto and umbrella
• knowledge of the Commercial Lines Manual, and all pertinent systems
• the ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to all
• skilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or written communication
• strives for success while balancing multiple tasks and accounts
• the ability to provide appropriate level of detail and quality
• analytical and problem-solving skills; ability to identify possible solutions and take appropriate action
• the desire to pursue additional knowledge through: accredited institute classes and exams classroom and online learning industry publications
• engages in self-development activities, reading materials, industry or other relevant books or trade journals to stay current on emerging trends
• aware of departmental service goals and strives to achieve and or exceed established targets
• bachelor’s degree OR four or more years of insurance-related work experience

Nice To Haves

• Associate in General Insurance (AINS) designation preferred

Responsibilities

• manage an assigned renewal book of business by underwriting and processing renewals subject to determined line of authority and applying knowledge of coverage forms, rating plans and guidelines in selection and pricing of individual risks and change requests
• ensure adequate pricing through proper classification, predictive modeling, accuracy of information and adherence to company underwriting standards and philosophy, referring any accounts outside authority level to an underwriter
• complete agency endorsement requests by applying underwriting judgement, clarification and guidance to the team assistant for issuance, or refer to the agency underwriter
• communicate directly with agencies to gather information
• communicate with Loss Control, Premium Audit, Direct Bill, Claims and Sales to provide service to agents and underwriters, applying discretion to escalate when applicable
• research and gather information about coverage questions, state issues and workflows and refer to an underwriter or team leader when necessary
• meets department service level agreements for renewal and endorsement issuance, respond to inquiries in a timely manner, effectively
• research and work to solve problems for internal and external customers
• handle special projects and assignments as directed

Benefits

• Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
• Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level