Commercial Lending Team Lead - Loan Accounting - Remote

UnitedHealth Group•Draper, UT

16d•Remote

About The Position

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Requirements

5+ years of commercial lending operations experience in loan accounting, with 2+ years in a supervisory or team lead role
2+ years of experience working in banking or another financial institution
Experience with loan and lease documentation, including UCC filings
In-depth knowledge of loan accounting principles, practices, and regulations
Proficiency in Microsoft Office Suite and other accounting software
Proven solid analytical skills and attention to detail
Proven excellent written and verbal communication and interpersonal skills
Proven growth mindset with the ability to build out new departments and processes
Demonstrated ability to lead and motivate a team in a fast-paced and dynamic environment
Must be able to travel 10%25

Nice To Haves

Healthcare Industry experience
Experience of Commercial & Consumer Loan Operations
Experience with SQL or Power BI
Knowledge of standard commercial loan and lease documentation requirements for various commercial loan types (Real Estate, SBA, and Asset Based loans)
Familiarity with Commercial & Consumer lending regulatory and compliance components
Knowledge of the necessary documentation and procedures to secure and perfect the bank's collateral

Responsibilities

Lead and manage a team of loan analysts, providing guidance, training, and support as needed
Oversee the day-to-day operations of the loan accounting team, ensuring that loan transactions are processed accurately and in a timely manner
Oversee the process flow to guarantee timely funding of all loans assigned to the loan accounting team
Collaborate with internal stakeholders, such as Compliance, Risk Management, and Finance departments, to ensure compliance with regulatory requirements and internal policies
Develop and implement policies and procedures to improve efficiency and accuracy in loan accounting processes
Perform regular reviews of loan accounting transactions to identify discrepancies or errors and take corrective actions as needed
Perform periodic review of loan system data integrity, review of critical coding (LTV, Risk Codes, Collateral Codes, Credit line codes etc.)
Performs periodic system maintenance to global rate indexes
Prepare reports and analysis on loan accounting activities for management review
Participate in audits and regulatory examinations related to loan accounting processes
Keep abreast of industry trends and best practices in loan accounting to recommend and implement process improvements
Spearhead/assign new projects to incorporate innovation and minimize risk through compliance and accuracy
Provide requirements while leading testing and implementation for new/current systems to enhance productivity and timeliness
Other duties as assigned