Commercial Lending Specialist

Chesapeake Bank•Leon, VA

About The Position

Chesapeake Bank- Williamsburg, VA Make a Difference in Your Community Are you passionate about helping local businesses succeed? Do you thrive on building strong relationships and guiding clients through important financial decisions? If you’re looking for a role where your impact is felt every day—and where your voice truly matters—we’d love to meet you. We’re seeking a Commercial Lending Specialist to support and grow our commercial lending presence across the Williamsburg market. This is your opportunity to join a respected community bank where relationships come first, collaboration is the norm, and your work genuinely strengthens the communities we serve. Why You’ll Love This Role Work closely with local business owners and make a real difference in their growth and success. Manage a book of business and actively build new client relationships in vibrant, community‑focused markets. Partner with an experienced Senior Commercial Lender who values teamwork, communication, and professional growth. Enjoy the stability, culture, and personal connection that comes with being part of a longstanding community bank. What We’re Looking For Five years' experience in a financial institution loan department, or similar area. Strong communication, relationship-building, and problem-solving skills. A passion for community involvement and helping businesses succeed. Why You’ll Love It Here: We’re consistently ranked among the top 200 banks in the U.S. for employee engagement “Fun” isn’t just a buzzword—it’s a core value we live every day Competitive pay, great benefits, and real opportunities to grow A culture of giving back: we invest time and money into the communities we serve You’ll actually want to get up and come to work A collaborative executive team that values your input Want to read more about why you should join the team, click the link below: Top 10 Reason You Should Explore a Career with Chesapeake Bank Ready to Take the Next Step? Talk to us about joining a team where your ideas matter, your work makes an impact, and your career can grow. Summary: The Commercial Lending Specialist position will be responsible for the origination, processing, closing, and ongoing management of commercial loans, and the customer relationships associated with them in their assigned regions. The employee will report to and assist the Senior Commercial Lender for their region with commercial requests exceeding their development level, for the development of new customers, and for the management of assigned relationships from the existing regional portfolio. While working with existing clients and during the development of new clients, the Lender will look for referral/sales opportunities for all business lines the Bank offers. The Lender will lead all parts of the lending process for requests matching their experience level to include: identifying client & prospect needs, assisting with the completion of all internal forms necessary for the lending process, conducting client/prospect interviews to obtain all the necessary information to prepare a credit memo, decision the request, & close the approved requests in an efficient manner; ongoing management of the relationship once established.

Requirements

Bachelor’s Degree
Five years’ experience in a financial institution loan department, or similar area.
Extensive knowledge of financial institution, policies, and procedures.
Good managerial, communication, and public relation skills.
Ability to generate new clients for the Bank through business development activities
Maintains high level of visibility within the community through involvement with referral, civic or nonprofit groups.

Responsibilities

Relationship management of assigned portfolio and business development of new clients through participation in local business and community activities, development of referral partners, and cold calling.
Interviews loan applicants, compiles/collects necessary financial information, recommends conditions and terms, process loan requests through Bank’s centralized underwriting system for approval, and assists in closing, all within the financial institution’s policies and procedures.
Supports the Senior Commercial Lender with new requests and regional portfolio management.
Works closely and effectively with all internal and external partners to ensure effective communication and process management to ensure an efficient lending process and superior customer experience.
Provide input to management in order to streamline and improve loan services for the benefit of the customer and the financial institution.
Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes
Other duties as assigned