Commercial Lender

Hy-Vee, Inc. • West Des Moines, IA

4d • Onsite

About The Position

The Commercial Lender is responsible for driving business development by attracting new commercial clients, deepening relationships with existing customers, and expanding overall portfolio growth. This role focuses on originating new lending and deposit relationships, cross-selling a full range of Midwest Heritage products and services and maintaining strong customer retention. The position also includes ongoing relationship management and oversight of portfolio performance to ensure long-term client success and sound asset quality.

Requirements

• Must have a friendly positive attitude, strong written and verbal communication skills and the ability to approach people.
• Self-motivation, strong work ethic and the ability to build personal relationships.
• Must be able to work independently with little daily supervision.
• Must possess competitive spirit.
• Excellent organizational skills, work with detail, high level of accuracy, and follow-up skills are required.
• Required to be able to maintain a high degree of confidentiality.
• Will always present themselves in a professional manner.
• Must have proficiency of PC with Microsoft Word, Excel, Access, Outlook
• Obsession with customer service
• Bachelor’s degree in finance, Business or related field with a minimum of 5+ year’s agricultural and/or commercial lending experience.
• Must have valid driver’s license and meet requirement for use of company vehicle.

Responsibilities

• Responsible for meeting or exceeding loan and deposit production goals in compliance with all legal and regulatory requirements to maximize profitability of the organization while minimizing risk.
• Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention
• Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk
• Develops key relationships in the market by promoting a positive image of Midwest Heritage in the community through active participation in professional and civic group activities.
• Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.), financial and insurance services, to existing and potential Ag and/or commercial customers.

Benefits

• When you become an employee of Midwest Heritage, you enjoy the friendliness and direct customer care of a community bank while also enjoying the many benefits of a larger organization, Hy-Vee.
• Hy-Vee is one of the largest employee-owned companies in the United States.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level