Commercial Credit Analyst I
About The Position
Commercial Credit Analyst I | Location: 11149 Research Blvd, Austin, TX 78759 | Employment Type: Full-Time | Schedule: Monday–Friday from a. 7:30AM to 4:00 PM or b. 8:00 AM to 4:30 PM | FLSA Status: Non-Exempt Austin Telco Federal Credit Union is looking for a detail-oriented Commercial Credit Analyst I who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and ensuring high-quality credit administration, this role offers a strong opportunity to grow your career in business lending and financial analysis.
Requirements
- Bachelor’s degree in Accounting, Finance, or related field, or equivalent experience
- 1–2 years of experience in financial analysis, accounting, or loan support
- Ability to analyze financial information and assess credit risk
- Strong attention to detail, organization, and follow-through
- Effective communication skills across teams and with members
- Proficiency with Microsoft Excel and Office applications
- Good credit standing (verified prior to interview)
- Successful background check and drug screening upon offer
Nice To Haves
- Prior credit union or financial institution experience
- Experience with Symitar/Episys, Sageworks, or similar credit administration systems
Responsibilities
- Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships
- Perform annual reviews and ongoing financial analysis to assess borrower performance and credit risk
- Identify and escalate credit concerns or material changes in borrower financial condition
- Monitor loan covenants, collateral, insurance, and reporting requirements
- Follow up with members, lenders, and external partners to obtain required documentation
- Maintain accurate and compliant commercial loan files
- Review commercial loan documents for accuracy and completeness
- Prepare monitoring and management reports related to portfolio performance and compliance
- Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows
- Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs
- Support cross-selling efforts by identifying appropriate credit union products and services
- Perform other duties as assigned to support department objectives
Benefits
- Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more
- Paid Time Off: Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones
- Retirement Plans: 401(k) with company match and a pension plan
- Community Engagement: Volunteer opportunities and credit union-sponsored events
- A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Number of Employees
101-250 employees
