Commercial Credit Analyst I

Austin Telco Federal Credit Union • Austin, TX

4d • Onsite

About The Position

Austin Telco Federal Credit Union is looking for a detail-oriented Commercial Credit Analyst I who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and ensuring high-quality credit administration, this role offers a strong opportunity to grow your career in business lending and financial analysis.

Requirements

• Bachelor’s degree in Accounting, Finance, or related field, or equivalent experience
• 1–2 years of experience in financial analysis, accounting, or loan support
• Ability to analyze financial information and assess credit risk
• Strong attention to detail, organization, and follow-through
• Effective communication skills across teams and with members
• Proficiency with Microsoft Excel and Office applications
• Good credit standing (verified prior to interview)
• Successful background check and drug screening upon offer

Nice To Haves

• Prior credit union or financial institution experience
• Experience with Symitar/Episys, Sageworks, or similar credit administration systems

Responsibilities

• Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships
• Perform annual reviews and ongoing financial analysis to assess borrower performance and credit risk
• Identify and escalate credit concerns or material changes in borrower financial condition
• Monitor loan covenants, collateral, insurance, and reporting requirements
• Follow up with members, lenders, and external partners to obtain required documentation
• Maintain accurate and compliant commercial loan files
• Review commercial loan documents for accuracy and completeness
• Prepare monitoring and management reports related to portfolio performance and compliance
• Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows
• Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs
• Support cross-selling efforts by identifying appropriate credit union products and services
• Perform other duties as assigned to support department objectives

Benefits

• Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more
• Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones
• 401(k) with company match and a pension plan
• Volunteer opportunities and credit union-sponsored events
• A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 101-250 employees