Wintrust 2026 Summer Internship - Commercial Banking

Wintrust Financial Corp. • Chicago, IL

55d • $19 - $19

About The Position

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol "WTFC." Experience what it's like to work for a company invested in the community, dedicated to giving back, and ready to show you how fun banking can be! Apply now for a Wintrust Summer 2026 Internship. Come join our team this summer and let us show you why Wintrust was named a Chicago Tribune TOP WORKPLACE 11 years in a row. Wintrust's Commercial Banking internship experience allows the opportunity to build a professional network and develop technical skills in a credit analyst role.

Requirements

• Currently enrolled in a U.S. college or university, with preference for students entering their junior or senior year.
• Concentrations in Finance, Accounting, Business, or Economics.
• Cumulative GPA of 3.0 or higher on a 4.0 scale.
• Strong analytical, decision-making skills, and an interest in financial analysis and corporate finance, as demonstrated by coursework, or prior experience.
• Leadership, extra-curricular, or volunteering experience with a passion for results.
• You must be authorized to work permanently in the U.S. now and in the future to participate in Wintrust's Commercial Banking Internship Program. Due to the high volume of applicants we receive, we do not offer immigration sponsorship (including OPT and CPT) for this program.

Responsibilities

• Work closely with colleagues to meet business objectives and priorities defined by the specific line of commercial business.
• Learn approval process for commercial loans.
• Analyze credit and financial information of businesses and individuals to determine the degree of risk associated with the extension of credit.
• Generate and interpret financial ratios for the purpose of evaluating an applicant's financial condition.
• Spread balance sheets and income statements in financial statement spreading software.
• Perform collateral analysis of current and prospective customers.
• Underwrite and present an entire Credit Approval Presentation for both annual reviews and renewals.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern
• Industry: Credit Intermediation and Related Activities
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees