Commercial Banking Associate

American Commercial Bank & Trust • Lisle, IL

2d • Onsite

About The Position

American Commercial Bank & Trust is currently seeking well-organized and client-focused candidates for our Commercial Banking Associate position, which is located in our Lisle, IL Office. The primary responsibility of the Commercial Banking Associate (CBA) is to provide a high level of service to Bank clients, prospects, and internal associates. This customer service role works in tandem with Commercial Loan Officers to compile and prepare loan presentation summaries in a timely and accurate manner. This individual will be responsible for processing approved loan requests from inception to closing, maintaining exception-free credit files, and managing a growing portfolio of loan and deposit clientele.

Requirements

• Seeking 2+ years of prior experience with processing and closing commercial loans for middle market clients, and high level of client interaction.
• Minimum of High School Diploma or equivalent; bachelor's degree in business is desirable.
• Will also consider more years of experience with processing and closing commercial loans in lieu of bachelor's degree.
• Ability to prioritize competing tasks and exhibit strong written and verbal communication skills.
• Attention to detail and strong organizational skills.
• High level of responsiveness and follow-through with both internal and external customers.
• Strong problem-solving abilities and resourcefulness in finding solutions and answering challenges.
• Strong working knowledge of Microsoft Suite; experience in the FIS Horizon banking platform and LoanVantage preferred.

Responsibilities

• Acts as a liaison between Lenders, Clients and third parties to obtain and maintain documents required for new and existing loan underwriting and depository relationships.
• Reviews documents which support underwriting such as organizational documents and agreements, title commitments, financial statements, appraisals, insurance documents and construction draw documentation.
• Support the Lending Officer(s) in monitoring HMDA and CRA reporting.
• Maintain knowledge of the Bank's Loan Policy to ensure accuracy of loan presentations and of documentation.
• Facilitate loan documentation and coordinate and conduct loan closings.
• Open business accounts and review daily account activity reports.
• Manage and update financial and collateral exceptions of assigned portfolio within bank standards.
• Generate deposit account documentation and maintain knowledge of Treasury Management services.
• Other projects and duties as assigned, including ongoing training and learning.

Benefits

• A comprehensive benefits package offered for Full-time positions, including medical, dental and vision coverage, Life/STD/LTD plans, Flexible Spending Account, H.S.A., 401k with company match, ESOP, paid vacation, sick time, and holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED