Commercial Banker

First Western Bank & Trust•Bismarck, ND

58d

About The Position

Develop new commercial loan business for First Western Bank through securing, structuring, and closing loans; maintain and service existing commercial lending portfolio.

Requirements

Bachelor’s degree in business or finance related field
Experience in bank lending, loan review, compliance or finance is required
Strong understanding of financial statements and credit standards
Excellent oral and written communications skills
Demonstrate professionalism in working with the public and all levels of management
Ability to define problems, facts and draw valid conclusions
Strong analytical, problem solving and decision-making skills
Computer proficiency, especially in Microsoft Excel

Nice To Haves

Knowledge of business management principles preferred

Responsibilities

Conduct sales calls and meet with prospective and existing customers to establish new loan business
Represent the bank in local community at meetings and events to market the bank’s products and services
Administer individual loan portfolio including commercial and other assigned loans
Interview loan customers to determine lending needs
Work with the Small Business Administration and Bank of North Dakota to qualify customers for participation lending programs
Negotiate direct lending terms as well as collateral and payment structures
Maintain customer relationships through regular communication and follow up contact
Meet with customers to request information for loan applications, including appraisals, credit reports, background checks and other information needed for loan evaluation
Compile financial information including income tax records, balance sheets and other data to create loan spreads
Analyze applicant financial status and conduct collateral evaluations to make lending decisions
Approve credits up to lending authority and prepare those credit requests that exceed lending authority for loan committee and/or Board approval