Commercial Banker III

S&T Bank

1d • $55,000 - $149,000

About The Position

Assumes the primary responsibility for managing existing and growing commercial banking relationships.

Requirements

• Requires a four-year college degree or equivalent, major in Business or related fields.
• Five to ten years specialized experience.

Responsibilities

• Interviews customers and prospective customers to identify loan/deposit opportunities
• Develops and enhances banking relationships with commercial customers by selling loan, deposit and fee products/services.
• Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
• Manage commercial calling program for existing customers.
• Assists senior team members with new business development activities.
• In conjunction with a senior team member, responsible for negotiating customer loan documentation and facilitating loan closings.
• Collaborates with commercial banking team and credit to prepare new loan requests, prescreens and committee presentations.
• Ensures compliance with existing loan policies and procedures
• Works with product partners including Treasury Management and Private Banking to establish products/services for commercial customers.
• Responds to various customer questions and as needed directs to appropriate party and provides follow through.
• Collaborates with Portfolio Managers to manage existing loan portfolio.
• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection/ review, including Annual Reviews and business development plans.
• Monitors maturing loans and financial/covenant/documentation exceptions.
• Manages loan payment delinquency within their portfolio
• Maintains a good working relationship with bank employees.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees