Commercial Banker

S&T Bank•Camp Hill, AL

1d•$95,000 - $283,500•Onsite

About The Position

Assumes responsibility for highly complex activity for commercial banking and has a direct responsibility for banking relationships with assigned customers and prospective commercial customers.

Responsibilities

Interviews customers and prospective customers and prepares documentation for commercial loans including: Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
Maintaining aggressive commercial calling program for new and existing customers.
Assisting other Bankers in governmental lending programs.
Attending and participating in community affairs to promote the bank’s image.
Reviews final loan documentation to determine appropriate recommendations.
Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.
Carries out a variety of business development activities to identify bank prospects.
Ensures compliance with existing loan policies and procedures and assists in policy development and modification.
Works with customers to establish personalized Treasury Management services according to the customer’s needs.
Receives and responds to various customer questions and solves customer problems.
Reviews Collateral Protection Reports and determines appropriate course of action.
Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews
Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
Contacts delinquent loan customers.
Maintains a good working relationship with bank employees.
Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
Assumes additional responsibilities as required.