Commercial Banker I

S&T Bank • North Shore, VA

1d • $36,438 - $80,850

About The Position

Responsible for assisting senior level commercial banker in managing and growing commercial banking relationships.

Requirements

• Requires a four-year college degree or equivalent, major in Business or related fields.
• One to Five years Banking experience, preferably in Credit, Portfolio Management or Commercial Banking.

Responsibilities

• Assists senior level bankers with managing their existing commercial portfolio:
• Assists with the preparation of new loan requests, prescreens, and committee presentations
• Assists with maturing loans and financial/covenant exceptions
• Participates in the credit underwriting process and loan documentation review
• Participates in joint calling efforts with senior level bankers.
• Monitors the credit performance of client portfolios and alerts Bankers to changes that may require action to ensure risk mitigation and minimize potential losses. Including but not limited to:
• Reviewing financial statements and cash flows
• Analyzing collateral quality
• Monitoring line usage and supporting documentation
• Performing lease analysis to recognize potential vacancies/lease expirations, etc.
• Carries out a variety of business development activities to identify bank prospects and develop key centers of influence.
• Ensures compliance with existing loan policies and procedures.
• Receives and responds to various customer questions and assists with resolutions.
• Monitors and Documents performance of existing loan portfolio through call memos, site visits, financial collection and review, third party reports.
• Maintains a good working relationship with bank employees.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level