Commercial Ag Loan Officer

OMB Bank • Springfield, MO

2d • Onsite

About The Position

OMB is looking for an experienced Agricultural Lender to join our thriving team in the Springfield, MO market. As a representative of the bank, you play a key role in strengthening brand recognition while increasing our market presence by engaging with community members who can benefit from the products and services offered with a focus on agricultural lending activities.

The Agricultural Lender will serve as a trusted guide for borrowers throughout the commercial lending process, from preparing and submitting loan applications through closing. This role includes structuring and underwriting agricultural loans using a variety of funding and repayment options, as well as managing a loan portfolio for the life of the loan. Ongoing portfolio responsibilities include monitoring draws, overdrafts, and past-due accounts. The lender is expected to build and maintain strong, long-term customer relationships with a focus on relationship banking, identify opportunities to cross-sell additional bank products and services that benefit customers, and work closely with lending support staff to ensure a seamless process and outstanding customer experience.

The successful candidate will demonstrate a strong working knowledge of agricultural loan structuring and funding options, along with the ability to manage and grow a loan portfolio responsibly. This position requires excellent communication and relationship management skills, a commitment to meeting portfolio management and growth expectations, and the ability to represent the bank professionally within the community. Loan Officers must be licensed through applicable state and national authorities and are expected to perform in alignment with established performance, portfolio, and growth standards.

At OMB, we believe banking is built on relationships, not transactions. Our lenders are empowered to make meaningful decisions, develop long-term customer partnerships, and truly know the communities they serve. We offer a collaborative team environment and strong operational support.

With a growing footprint and a commitment to local markets, OMB provides the stability of an established bank with the opportunity to make a visible impact. If you’re looking for a role where your expertise is valued, your relationships matter, and your work directly contributes to community growth, OMB is the place to build your career.

Requirements

• Bachelor’s degree in finance or business administration preferred
• Three plus years of prior experience in ag lending required
• Experience in managing a portfolio of $40 million or more preferred
• Current established portfolio of lending pipeline preferred
• Excellent customer service and strong communication skills
• Strong mathematical, problem-solving and computer skills
• Basic knowledge of banking operations, documentation, policy and procedures
• Effective multi-tasking and organizational skills
• Knowledge and understanding of loan funding options, sourcing and methodology, including USA, SBA, FSA, Farmer Mac, and SWAP.
• Thorough understanding of federal, state, and local regulatory banking and finance compliance requirements.
• Willingness to proactively cross-sell bank products & services

Responsibilities

• Preparing and submitting loan applications through closing
• Structuring and underwriting agricultural loans using a variety of funding and repayment options
• Managing a loan portfolio for the life of the loan
• Monitoring draws, overdrafts, and past-due accounts
• Build and maintain strong, long-term customer relationships with a focus on relationship banking
• Identify opportunities to cross-sell additional bank products and services that benefit customers
• Work closely with lending support staff to ensure a seamless process and outstanding customer experience

Benefits

• Excellent work environment where you are appreciated and recognized for your individual efforts and contributions
• Stability with a locally owned community bank that is growing and expanding in the region
• Paid Leave: Vacation, Military, Bereavement, and Jury Duty
• Full and partially paid insurance plans: life w/ AD&D, disability, medical, and dental
• Cost friendly insurance: vision, critical illness, accident, supplemental life w/ AD&D
• 100% match of retirement savings (up to plan limit)
• Discounted financial service fees on select OMB products and services
• Plus more

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level