Collections Specialist (Auto Finance / Customer Service / Bilingual Preferred)
About The Position
Collections Specialist – Auto Finance Lobel Financial is hiring a Collections Specialist to join our growing auto finance collections team. This role is ideal for candidates with experience in collections, customer service, call center environments, or loan servicing who thrive in a fast-paced, goal-driven workplace. Join one of the top 20 auto finance companies in the U.S. and enjoy competitive pay, strong benefits, work-life balance, and long-term career growth opportunities. Job Summary The Collections Specialist is responsible for contacting customers with delinquent auto loan accounts to secure payments, payment commitments, or repayment plans. This position combines customer service, negotiation, and compliance-focused collections work while ensuring a positive customer experience. The ideal candidate is professional, detail-oriented, and comfortable handling high-volume inbound and outbound calls while meeting performance goals.
Requirements
- High school diploma or equivalent
- Strong verbal and written communication skills
- Excellent time management and multitasking abilities
- Strong attention to detail and documentation accuracy
- Ability to negotiate and problem-solve effectively
- Computer proficiency, including Microsoft Office and account management systems
- Ability to work in a fast-paced, metric-driven collections department
- Ability to listen, speak, and enter data simultaneously
Nice To Haves
- Previous experience in collections, customer service, call center, loan servicing, or sales preferred but we will teach the right candidate
- Bilingual English/Spanish preferred (may be required based on business needs)
Responsibilities
- Make inbound and outbound collection calls regarding delinquent auto loan accounts
- Communicate with customers via phone, email, and written correspondence
- Secure payments, payment promises, or establish repayment plans
- Provide professional and empathetic customer service in a collection's environment
- Review, process, and document account adjustments and updates
- Resolve payment discrepancies, disputes, and short payments
- Maintain accurate records of all customer interactions and collection activity
- Follow all state and federal debt collection laws (FDCPA) and company policies
- Manage an assigned portfolio of customer accounts
- Meet or exceed individual and team collections performance metrics
- Escalate accounts to supervisors or management when appropriate
- Perform additional duties as assigned
Benefits
- 401(k) with company match
- Medical, dental, and vision insurance
- Optional life insurance
- Paid holidays
- Paid vacation and sick time
- Opportunities for internal promotion and career advancement
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
